BrightFunded logo

BrightFunded Review

Country

NL

Created

2023

Years

3

Final Verdict on BrightFunded

BrightFunded is absolutely worth using, earning a 95/100 score and the 2nd-place ranking on our list. The firm delivers a clear challenge structure with no time limits, an up to 100% profit split, unlimited scaling to $400,000 in simulated capital, a Trade2Earn loyalty programme, useful checkout add-ons, a 24-hour payout processing guarantee and a free $1,000 challenge to test the rules at no cost. Trustpilot does not currently display a TrustScore for the firm; the profile shows 562 reviews with a 73 percent five-star share.

95 Excellent

BPF Score

20% OFF PROPFIRMS20
95 /100

Excellent

BPF Overall Score

Challenges

10 /10

Fees

9 /10

Markets

10 /10

Payouts

10 /10

Platforms

9 /10

Trust

9 /10

The overall BPF Score comes from the full methodology, more than 100 data points per firm. The category ratings summarise each area and do not reconcile by simple average. How is our rating calculated? →

Our Take on BrightFunded

BrightFunded, founded in 2023 and headquartered in Amsterdam, has rapidly climbed to an overall 95/100 score and the 2nd-place ranking on our list of the top prop trading firms. Its ascent is built on a transparent, trader-first framework that strips away many of the friction points common in the industry. The firm offers simulated capital evaluations with no hidden time pressures, a free entry point to test the rules, and a scaling plan that can grow an account to $400,000 in simulated capital. This combination of clarity and flexibility forms a compelling package for traders who want a straightforward path to a funded account.

The product line-up is deliberately simple: a 1-Step challenge with a 10% profit target, a 3% daily loss limit and a 6% trailing maximum drawdown, alongside two 2-Step variants, Bright and Classic, each requiring 10% then 5% targets with 5% daily and 10% maximum drawdown limits. Fees start from EUR 47 for a 5,000 account and scale to account sizes of 200,000, with simulated capital expandable through an unlimited scaling plan. Crucially, there are no consistency rules and no maximum trading period, and the firm even offers a 15% profit reward on evaluation-phase profits, which is a rare and meaningful incentive.

The payout architecture balances flexibility with a clear cost structure. The profit split reaches up to 100%, and the base payout cycle is monthly, reducible to weekly by purchasing the Weekly Payouts add-on. A published 24-hour payout processing guarantee backs bank transfer, crypto and RiseWorks withdrawals. Trading costs are competitive: per the published specifications, forex spreads start from 0 pips and average around 0.1 on majors, with commissions of $3 per lot per side on forex, 0.024% on crypto and 0.0010% on commodities, while indices are commission-free. The platform arsenal includes MT5, cTrader and DXTrade, covering forex, indices, commodities and crypto, supported by 24/7 assistance via live chat, WhatsApp and Discord, plus a physical Amsterdam office.

BrightFunded suits traders who value rule simplicity, no time constraints and an incentive-driven environment. The unlimited scaling plan to $400,000, the free $1,000 challenge, the Trade2Earn loyalty programme and the checkout add-ons let traders tailor the experience precisely. Honest limitations exist: the monthly base payout cycle is the slowest among our top-ranked firms unless the weekly add-on is purchased, and the platform selection lacks MetaTrader 4. Additionally, Trustpilot does not currently display a TrustScore for the firm; the profile shows 562 reviews with a 73 percent five-star share. These points do not overshadow the firm's strong overall design, but they are important for traders who prioritise instant payout frequency or MT4 access.

Key Facts

Evaluation Types 1-step, 2-step
Max Payout Split 100%
Payout Schedule Monthly (bi-weekly/weekly with add-ons)
First Payout After 30 days
Payout Processing 24-hour payout processing guarantee (published)
Platforms
cTrader cTrader, DXTrade DXTrade, MT5 MT5
News Trading Allowed
Weekend Holding Allowed
Expert Advisors (EAs) Allowed
TrustpilotTrustpilot -

Data last verified:

Pros

  • Up to 100% profit split
  • Unlimited scaling plan
  • 35 crypto markets
  • Trade2Earn loyalty program

Cons

  • Simulated trading environment
  • Higher fees for some add-ons
  • Withdrawals in EUR (bank) or USDC (crypto) only

Best For

Traders who want unlimited scaling, up to 100% profit splits, and a Trade2Earn loyalty programme that rewards all trading activity.

Not Ideal For

Traders who prefer a broker-backed firm or need a wider range of withdrawal options

Verified against BrightFunded's published terms and Trustpilot record on .

Current Offers

20% Off All Challenge Fees

Use code at checkout for 20% discount on any BrightFunded challenge.

Location Availability

Available
Restricted

Challenge Accounts

BrightFunded now offers three distinct evaluation models: 2-Step Bright, 2-Step Classic, and a 1-Step option. All three come with a default 80% profit share, account sizes from $5K to $200K, and fees starting from as low as €47.

The 2-Step Bright is BrightFunded's tighter model with an 8% Phase 1 target, 5% Phase 2, and a 4% daily / 8% max drawdown (static). The 2-Step Classic has a 10% Phase 1 target, 5% Phase 2, and the more standard 5% daily / 10% max drawdown (static). The 1-Step is a single-phase evaluation with a 10% profit target, 3% daily drawdown, and a 6% trailing max drawdown - ideal if you want to get funded faster.

Across all models, you'll need to trade for a minimum of 5 days (unless you buy the add-on), and each trade must stay open for at least 1 minute to count as a trading day. There's no maximum days or time limit. The daily permitted loss is calculated from the highest balance or equity recorded at end of day (EOD high-watermark).

BrightFunded does let you trade news during the evaluation, with no restrictions, which is a massive perk not offered by many prop firms. But it is worth noting once you become a funded trader (Funded Star Account), there is a 10-minute window (5 minutes before and 5 minutes after) around significant news events where trading is prohibited.

Challenge Comparison

Attribute1-Step2-Step Bright2-Step Classic
Evaluation Process1 Step2 Step2 Step
One-Off Fee€49 – €997€47 – €947€49 – €997
Account Sizes$5,000 – $200,000$5,000 – $200,000$5,000 – $200,000
Phase 1 Profit Target10%8%10%
Phase 2 Profit TargetN/A5%5%
Daily Drawdown3%4%5%
Max Drawdown6%8%10%
Max Drawdown TypeTrailingStaticStatic

1-Step Challenge

Drawdown type: Trailing. Follows the highest recorded equity in real-time. Once equity reaches 6% above the initial balance, the drawdown limit locks at the starting balance and stops moving.

Account SizeRefundable FeeDaily Loss (3%)Overall Loss (6%)Step 1 Target (10%)
$5,000€49$150$300$500
$10,000€97$300$600$1,000
$25,000€197$750$1,500$2,500
$50,000€297$1,500$3,000$5,000
$100,000€497$3,000$6,000$10,000
$200,000€997$6,000$12,000$20,000

2-Step Bright Challenge

Drawdown type: Static (fixed from the original starting balance).

Account SizeRefundable FeeDaily Loss (4%)Overall Loss (8%)Step 1 Target (8%)Step 2 Target (5%)
$5,000€47$200$400$400$250
$10,000€87$400$800$800$500
$25,000€187$1,000$2,000$2,000$1,250
$50,000€277$2,000$4,000$4,000$2,500
$100,000€477$4,000$8,000$8,000$5,000
$200,000€947$8,000$16,000$16,000$10,000

Free Challenge, Payout Guarantee and Scaling

A free $1,000 challenge lets traders try the rules and platform at no cost before purchasing. The firm publishes a 24-hour payout processing guarantee. There are no consistency rules and no maximum trading period, and the unlimited scaling plan grows simulated capital up to $400,000.

Fees, rules and add-ons verified against brightfunded.com, August 2026.

2-Step Classic Challenge

Drawdown type: Static (fixed from the original starting balance).

Account SizeRefundable FeeDaily Loss (5%)Overall Loss (10%)Step 1 Target (10%)Step 2 Target (5%)
$5,000€49$250$500$500$250
$10,000€97$500$1,000$1,000$500
$25,000€197$1,250$2,500$2,500$1,250
$50,000€297$2,500$5,000$5,000$2,500
$100,000€497$5,000$10,000$10,000$5,000
$200,000€997$10,000$20,000$20,000$10,000

Evaluation Models

1-Step, 2-Step

Lowest Fee

€47

Account Sizes

$5K – $200K

Min Trading Days

5 Days

Max Trading Days

Unlimited

Profit Split

80% → 100%

15% Evaluation Profit Bonus

A 15% bonus of your combined Phase 1 and Phase 2 profits is added to the starting balance of your Funded Star Account once you reach 10% growth. This rewards strong evaluation performance with additional funded capital.

Inactivity Rule

Accounts are deactivated after 30 calendar days of inactivity. To reset the inactivity timer, a trade must stay open for at least 1 minute (60 seconds).

Paid Add-Ons

If you want to customise your funded account, BrightFunded offers one of the best selections of paid addons available. You can modify your profit payouts, evaluation process, and fees:

Add-OnFee IncreaseDescription
Weekly Payouts25%Get paid every 7 days instead of monthly
Bi-Weekly Payouts15%Get paid every 14 days instead of monthly
100% Fee Refund10%Full challenge fee refunded once funded
90% Profit Split20%Start with 90% split instead of default 80%
No Min Trading Days15%Remove the 5-day minimum trading requirement
Swap Free Account10%No overnight swap charges on positions

Unlimited Scaling Plan

One of BrightFunded's best features is their unlimited scaling plan for funded traders. Every 4 months you can increase your account size by 30% of the original amount as long as you've been consistently trading.

Scaling Qualification Criteria

  • Profitable in at least 2 out of 4 months
  • Combined profit of 10% over the 4-month period
  • Completed two profit payouts
  • Finish the period in a positive or breakeven balance

No Cap + 100% Profit Split

What makes the scaling plan so good is there's no cap - you can continue growing your account long term. Plus, once you hit your third scale up, you are rewarded with a 100% profit split.

Trade2Earn Loyalty Program

BrightFunded's Trade2Earn program is another reason why they scored a perfect 10/10 for challenges. Instead of only rewarding profitable trades, you earn tokens for every trade you place, no matter the outcome.

Asset ClassToken Earning Rate
Forex, Indices, Commodities0.2 tokens per $100,000 traded volume
Crypto0.2 tokens per $20,000 traded volume

Tokens add up automatically in your dashboard and can be redeemed for:

Free Evaluations

Higher Profit Splits

Lower Profit Targets

Increased Drawdown

Double Challenges

Discounts

Only one Trade2Earn perk can be applied per challenge.

Verdict on BrightFunded Challenges

BrightFunded scored a perfect 10 here because they now offer three evaluation models (1-Step, 2-Step Bright, and 2-Step Classic) to suit different trading styles. The rules are fair, there's no time limit, and the 2-Step Bright model offers some of the lowest fees and tightest targets we've seen. You can also fully customise your funded account with the biggest range of add-ons available, and the unlimited scaling plan and loyalty program add more long-term value than any prop firm we've reviewed.

Commission Fees & Pricing

Per the published specifications, forex spreads start from 0 pips and average around 0.1 on majors, while Bitcoin spreads start near $0.1 and average about $1. The firm aggregates pricing from sources including S&P, Nasdaq, ICE and FTSE. These figures are desk-verified against the official trading conditions documentation.

For crypto, Bitcoin spreads start as low as $0.1 and average about $1, which is far better than the $5 to $10 crypto spreads you'll find at other firms. Other popular digital assets like Ethereum also come in tight, and indices and commodities follow suit, with pricing aggregated from sources like S&P, Nasdaq, ICE, and FTSE to mirror real time market conditions.

EUR/USD Spread

From 0 pips

BTC Spread

From $0.1

Average Forex

0.1 pips

Average BTC

~$1

Commission Fees

Asset ClassCommission
Forex$3 per lot per side
Crypto0.024% of trading volume
Commodities0.0010% of trading volume
IndicesNo commission (in spread)

This straightforward fee model aligns with or just below industry standards. For instance, the industry average commission fee is $3.50, and BrightFunded is just below this at $3 per side for foreign exchange.

Verdict on Commissions & Pricing

BrightFunded scored 9/10 for pricing because their spreads on major forex pairs and crypto are some of the best in the industry, and commissions are both predictable and fair.

Financial Markets & Leverage

BrightFunded has one of the wider product ranges we've seen from an independent prop firm, with crypto market access being one of their best features.

Markets & Leverage

Asset ClassInstrumentsMax LeverageNotes
Forex49 pairs1:100Majors, minors, and exotics
CommoditiesGas, Oil, Metals1:40Including gold and silver
IndicesGlobal indices1:20No commission fees
Crypto35 assets1:5BTC, ETH, SOL, meme coins & altcoins

You can trade forex pairs, indices, commodities, and a massive selection of crypto products, each with decent leverage. Crypto leverage at 1:5 is above the industry average of 1:2, and forex at 1:100 is well above the industry average of 1:30.

Verdict on Financial Markets & Leverage

BrightFunded scored 10/10 for markets and leverage because they offer major asset classes with higher leverage than most, without being overly risky. If you want to focus on forex and crypto markets, they are really strong here and offer 1:100 and 1:5 leverage, respectively, which is above the industry average of 1:30 and 1:2.

Trading Platforms

You can choose between three popular trading platforms with DXTrade, cTrader, and MetaTrader 5 available. This gives you desktop, web, and mobile app options along with good trading tools to develop your strategies. Regardless of the platform you pick, both evaluations and funded accounts operate via a simulated trading environment with demo accounts.

Regional Platform Restriction

MT5 and cTrader are restricted for US and UAE residents. Traders in those regions are limited to DXTrade.

MetaTrader 5 logoMetaTrader 5 (MT5)

The most popular trading platform in prop firms. BrightFunded's version comes with everything you'd expect - advanced charting tools, one-click trading, and full support for Expert Advisors. It's the natural choice if you're already familiar with MT4/MT5 or rely on automated trading strategies.

cTrader logocTrader

More suited if you want automated trading with more advanced features and Depth of Market (DoM). You'll get over 60 indicators, multiple chart types and timeframes, plus fast order execution and clean design.

DXTrade logoDXtrade

A more customisable option built for discretionary and hybrid traders. DXTrade includes real-time risk monitoring and over 80 technical indicators. However, MT5 and cTrader are the more established choices on the lineup, and most traders will default to them.

We experienced some glitches during testing

Trading Rules

Trading rules are the same across platforms and generally relaxed:

Expert Advisors (EAs)

Allowed - automated trading is permitted on all platforms.

Hedging

Allowed - within one account only.

News Trading

Unrestricted in evaluation - on Funded Star Accounts, trading is prohibited within a 10-minute window (5 minutes before and 5 minutes after) significant news events.

Copy Trading

Allowed - you can copy trades between BrightFunded accounts, other prop firm accounts, and retail CFD broker accounts held in your name. Copying other people's trades (friends, family, paid signals, community groups) is not allowed.

Weekend Holding

Allowed - positions can be held over the weekend.

Verdict on Trading Platforms

BrightFunded scored 9/10 here because adding MT5 alongside cTrader and DXtrade gives you solid options for both manual and automated strategies. The lineup covers three platforms but omits MetaTrader 4, and DXTrade is the least established of the three, which results in a small deduction.

Payments & Profit Payout

BrightFunded has a great payment and payout system, with the potential to work up to a 100% profit split or purchase weekly payouts.

Challenge Fee Payments

When you sign up you pay a one-time challenge fee starting from €47 (2-Step Bright) up to €997, with no recurring fees after. If you buy the add-on for a fee refund you'll get this back once you get your funded account, and if you've got enough tokens you can use these to pay for upfront fees too.

Credit Card

Visa / Mastercard

Bank Transfer

Wire / SEPA

Crypto

BTC / ETH

Evaluation Profit Bonus

A 15% bonus of your combined Phase 1 + Phase 2 profits is added to the starting balance of your Funded Star Account after reaching 10% growth, giving you extra capital to trade with.

Profit Split Progression

Default Split

80%

With Add-On

90%

3rd Scale-Up

100%

Payout Frequency

The first payout can be requested 30 days after the first trade on your funded account. After that, subsequent payouts follow a bi-weekly (14 days) schedule by default, with add-on options for more frequent payouts.

Payout ScheduleRequirement
First Payout30 days after first trade
Bi-Weekly (14 days)Default - no add-on required
Weekly (7 days)25% fee add-on

There's no minimum withdrawal. Bank transfers are processed exclusively in Euros (€), while crypto payments are processed in USDC (ERC-20). Processing is quick, and outside processor fees are minimal.

Verdict on Payments & Profit Shares

BrightFunded earns another 10/10 here because fees are transparent, payouts are frequent and go up to 100%, and there's a range of ways you can tailor things to your liking. There's also no minimum withdrawal amount which is rare.

Customer Service & Education

BrightFunded is constantly improving their educational content, and their customer service team is available 24/7 which is great for weekend crypto traders.

Customer Support

Support runs 24/7 through email, live chat, WhatsApp and Discord. There is also a main office in Amsterdam.

Email

Available 24/7 for all enquiries

Live Chat

Fastest response - available on website 24/7

WhatsApp

Quick replies - great for mobile traders

Office

Main office based in Amsterdam, Netherlands

Educational Resources

On the education side, BrightFunded isn't offering a full trading academy, but they cover what you need to trade effectively within their system.

FAQ Section

Detailed and answers most questions on rules, payouts, and platforms.

Platform Guides

Available in both text and video format, making it easier for newer traders to get comfortable with cTrader, DXtrade, or MT5.

Verdict on Customer Service & Education

BrightFunded scored highly here because support is genuinely available 24/7 and their resources make it easy to understand how the firm works. While advanced traders won't find deep strategy lessons, beginners will appreciate the clear guides and instant access to help when they need it.

Trust & Community

BrightFunded has a good reputation and is popular among European traders being a Polish prop firm.

BrightFunded Trustpilot Reviews

Trustpilot does not currently display a TrustScore for the firm; the profile shows 562 reviews with a 73 percent five-star share. Our trust assessment therefore leans on the published rule and payout documentation, the physical Amsterdam office, and the firm's public track record since 2023. The clarity of the written terms and the 24-hour payout guarantee provide a verifiable foundation for evaluating reliability.

Trading Community

Although only being a few years old, BrightFunded already has a huge Discord community where you can access info on markets, rules, training, as well as direct support from their customer service team. They also have a strong social media presence and will post promotions and competitions on both platforms.

Trustpilot

Trustpilot Score

572 Trustpilot

Reviews

Active

Discord Community

Verdict on Trust & Community

BrightFunded scored 9/10 for trust and community, which is the highest score we've given out to a non-broker-backed firm in this area. That's because of their engaged, free-to-access community and transparent, no-surprises trading rules built up since they started operating a few years ago.

Overall Score for BrightFunded

BrightFunded is absolutely worth using, earning a 95/100 score and the 2nd-place ranking on our list. The firm delivers a clear challenge structure with no time limits, an up to 100% profit split, unlimited scaling to $400,000 in simulated capital, a Trade2Earn loyalty programme, useful checkout add-ons, a 24-hour payout processing guarantee and a free $1,000 challenge to test the rules at no cost. Trustpilot does not currently display a TrustScore for the firm; the profile shows 562 reviews with a 73 percent five-star share.

The pricing, payouts, markets, and platform choice are also strong with MT5 alongside cTrader and DXTrade, although US and UAE traders still need to use DXTrade because MT5 and cTrader are restricted for those regions.

BrightFunded is also part of a minority of prop firms that support cTrader and copy trading. Its copy trading rules let you mirror trades across your own BrightFunded accounts, other prop firm accounts, and retail CFD broker accounts, as long as every account belongs to you. Overall, BrightFunded is a strong option for long-term prop traders, especially those who want scaling, crypto access, flexible platforms, and legal same-owner copy trading.

Ready to take the challenge?

Challenges from €47. Code PROPFIRMS20 saves 20% at checkout.

Visit BrightFunded

Where BrightFunded Ranks Across Our Guides

Every ranked guide on this site assigns a fit score out of 100, tailored to that page’s specific angle - whether that’s a country’s payment rails or a single product line such as instant funding. The site-wide overall score rates the whole firm, while the fit score reflects suitability for that one use case, so the two numbers can differ. The cards below show where the firm currently places on each guide it appears in, and every card links to the full ranking.

Frequently Asked Questions

Yes, BrightFunded allows copy trading between accounts owned by the same person. This means you can copy trades across your BrightFunded challenges and funded accounts, other prop firm evaluation accounts, and your own CFD broker accounts. But, copying other people's trades, including friends, family, paid signals, or community groups, is not allowed.
Yes, BrightFunded is a legitimate prop firm, popular among European traders as it has offices in the Netherlands and Poland. You can take their two step evaluation and if successful, you'll get a funded account where you can scale up to a 100% profit split.
Yes, BrightFunded offers one of the best selections of crypto markets, with over 35 digital assets available to trade. They earnt 1st place on our shortlist of the best crypto prop firms thanks to offering major coins like Bitcoin, Ethereum, and Solana, as well as meme coins and a range of altcoins. Bitcoin spreads are tight starting from $0.1 and averaging $1, and you get 5:1 leverage regardless of where you are based.
The maximum funded capital allocation per trader is $400,000 - there is no limit during the Challenge phase. The biggest account you can buy is $200K, but BrightFunded's unlimited scaling plan lets you grow from there. Every four months you can increase your account by 30% of the original size each time, making it one of the few firms with real long term growth potential.
We ranked FundedNext as the best prop trading firm, with second place going to BrightFunded. FundedNext won thanks to being a broker backed prop firm with four challenge models, a 95% profit split and 24-hour payout processing, earning 97/100. BrightFunded was not far behind, scoring 95/100.
BrightFunded works like most prop firms: you prove your skills in an evaluation process, then trade a funded account and keep most of the profits. The unique thing about BrightFunded is you can scale your account with no cap, unlock up to a 100% split, and earn Trade2Earn tokens on every trade. These tokens can be redeemed for perks like free challenges, increased profit splits, or more relaxed trading rules, meaning it's set up well for long term traders.
You pass BrightFunded's challenge by hitting the profit targets while respecting the risk management rules and minimum trading days. BrightFunded offers three models: the 2-Step Bright (8% Phase 1, 5% Phase 2, 4% daily / 8% max drawdown), the 2-Step Classic (10% Phase 1, 5% Phase 2, 5% daily / 10% max drawdown), and the 1-Step (10% target, 3% daily / 6% trailing max drawdown). Across all models you need to trade for a minimum of 5 days and avoid rule breaches. If successful, you then receive your funded account.
Yes, BrightFunded accepts US traders and is considered one of the best prop firms in the USA, as the only restricted countries are those under international sanctions, like Belarus, Cuba, Iran, Myanmar, North Korea, Russia, Sudan, Syria, and specific regions in Ukraine and Vietnam. If you are a US based trader you are eligible for BrightFunded's challenges.
Yes, a free $1,000 challenge is available, allowing traders to test the rules and platform at no cost before purchasing. Paid challenges start from EUR 47 for a 5,000 account.
The firm publishes a 24-hour payout processing guarantee. The base payout cycle is monthly, but this can be reduced to weekly by purchasing the Weekly Payouts add-on. Withdrawals are processed via bank transfer, crypto, and RiseWorks for larger amounts.

Data Sources

  • https://brightfunded.com

Last reviewed 2026-09-14 · Data verified 2026-09-14