Topstep vs MyFundedFutures: Which Prop Firm Is Better in 2026?
Both firms' numbers come from their verified data records - see how our ratings work.
Topstep
57/100
Read the full Topstep review →
MyFundedFutures
72/100
Higher BPF Score
Read the full MyFundedFutures review →
Quick Verdict
Topstep scores 57/100 while MyFundedFutures scores 72/100 - a decisive win for MyFundedFutures. The gap comes from MyFundedFutures' stronger overall proposition for active futures traders: one-time evaluation fees with $0 activation, daily payout cadence on the Rapid plan, and a 4.9/5 Trustpilot rating. Topstep counters with a longer track record (founded 2012 vs 2022), a higher 90 trust score, and its flexible Standard vs No Activation Fee pricing structure, but the monthly subscription model and $149 activation fee on the Standard path drag on value. MyFundedFutures is the better pick for traders prioritizing payout speed and all-in cost. Choose Topstep if you value an established brand with structured risk rules, the proprietary TopstepX platform, and a clear upgrade path to a Live Funded Account.
Topstep vs MyFundedFutures at a Glance
| Attribute | Topstep | MyFundedFutures |
|---|---|---|
| BPF Score | 57/100 | 72/100 |
| Market | Futures | Futures |
| Founded | 2012 | 2022 |
| Trustpilot | 3.6/5 (14,693 reviews) | 4.9/5 (21,449 reviews) |
| Cheapest challenge | $49 | $105 |
| Max profit split | 90% | 90% |
| Payout processing | 1-3 business days | 1-3 business days |
| Platforms | TopstepX, NinjaTrader, TradingView, Tradovate, Quantower, T4 | Tradovate, NinjaTrader, TradingView, Quantower |
Category Scores Compared
Left bar: Topstep (teal). Right bar: MyFundedFutures (indigo).
Who should choose Topstep?
Choose Topstep if you are a futures trader who wants an established firm with a 2012 founding date and a 90 trust score. Topstep offers two Trading Combine paths - Standard (from $49/month plus $149 activation) and No Activation Fee (from $95/month) - giving you flexibility on upfront vs ongoing costs. The proprietary TopstepX platform is exclusive here, alongside NinjaTrader, TradingView, Tradovate, Quantower, and T4. Payouts are on-demand in as little as 3 days with processing in 1-3 business days, and a Live Funded Account upgrade path exists for proven traders.
Who should choose MyFundedFutures?
Choose MyFundedFutures if you want one-time evaluation fees with $0 activation and the fastest payout cadence in futures prop trading. The Rapid plan allows payout requests every 24 hours with a $500 minimum and a 90/10 split, processed in 1-3 business days. Three plans (Rapid, Pro, Builder) cover different trader styles, with evaluation drawdown switching from EOD trailing to intraday trailing when funded. Platforms include Tradovate, NinjaTrader, TradingView, and Quantower. The 4.9/5 Trustpilot rating reflects strong community sentiment, and all plans carry no recurring billing.
Frequently Asked Questions
Is Topstep better than MyFundedFutures?
MyFundedFutures scores higher overall at 72/100 versus Topstep's 57/100, making it the stronger choice for most futures traders based on cost structure and payout speed. However, Topstep's longer operating history since 2012 and superior 90 trust score give it an edge in brand reliability and structured risk management. The better firm depends on whether you prioritize payout frequency and one-time fees (MyFundedFutures) or an established evaluation framework with a proprietary platform (Topstep).
Which is cheaper, Topstep or MyFundedFutures?
Topstep has the lower entry price at $49/month on the Standard path, but you must also pay a $149 activation fee when funded, and monthly fees accumulate over time. MyFundedFutures starts higher at $105 as a one-time fee with $0 activation and no recurring billing - making it cheaper overall for traders who take longer to pass or want to avoid ongoing costs. Topstep's No Activation Fee path (from $95/month) eliminates the activation charge but keeps the monthly subscription, so total cost depends on your evaluation speed.
Which pays out better, Topstep or MyFundedFutures?
MyFundedFutures pays out faster and more frequently: the Rapid plan allows requests every 24 hours with a $500 minimum and processing in 1-3 business days, while Pro uses a 14-day cycle. Topstep offers on-demand payouts in as little as 3 days with 1-3 business day processing, but the schedule is less aggressive than daily. Both firms offer a 90% maximum split, though MyFundedFutures' Pro plan drops to 80/20. For pure payout speed, MyFundedFutures Rapid wins; Topstep's structure is still strong but less frequent.