FTMO logo

FTMO Review

Country

CZ

Trust Pilot

4.8 Trustpilot

Created

2015

Years

11

Scope of this assessment

Assessment
Published data assessment
Account evidence
No trading or payout receipts recorded
Data checked
Editorial review date
Assessment method and sources

Final Verdict on FTMO

FTMO may suit traders who value an established evaluation process and can accept the 75/100 overall score recorded in our August/September 2026 review, which reflects our editorial assessment at that time rather than measured execution, spread or payout performance. Verified 2-Step terms include 10% and 5% profit targets, a 5% daily loss limit and a 10% static maximum loss. The 2-Step entry fee may be refunded with the first reward, though this is not guaranteed, and the 1-Step entry fee is not refunded. US residents are directed to a separate service at ftmo.oanda.com rather than excluded outright.

75 Fair

BPF Score

Trustpilot Trustpilot: 4.8/5 ★ (53,445)

75 /100

Fair

BPF Overall Score

Challenges

8 /10

Fees

8 /10

Markets

8 /10

Payouts

8 /10

Platforms

9 /10

Trust

9 /10

The overall BPF Score comes from the full methodology, more than 100 data points per firm. The category ratings summarise each area and do not reconcile by simple average. How is our rating calculated? →

Fact-checked against FTMO's published terms · Last reviewed 7 July 2026

Our Take on FTMO

FTMO has operated since 2015, which is why its stored August/September 2026 overall score of 75/100 can sit below its reputation when cost and reward competitiveness are weighted. The 2-Step path carries an 80% base reward share, rising to 90% only when Scaling Plan or Premium Programme conditions are met. A current fee quote could not be verified from public pages, so no price comparison winner is claimed.

The main evaluation products are the 2-Step FTMO Challenge and the distinct 1-Step path. The verified 2-Step terms require 10% profit in phase one and 5% in phase two, a 5% daily loss limit reset at 00:00 CE(S)T, a 10% static maximum loss, and a minimum of 4 trading days per phase. The 2-Step entry fee may be refunded with the first reward. Current public pages did not expose a reproducible fee quote.

Reward terms are conditional rather than automatic. The 2-Step funded account starts at an 80% reward share and can reach 90% only when Scaling Plan or Premium Programme conditions are satisfied. A reward can be requested from the 14th day after the first placed trade, with positions and pending orders closed; account review typically takes 1 to 2 business days, and sending after invoice approval typically another 1 to 2 business days. Current platforms are MT4, MT5, cTrader and TradingView.

This path is best suited to traders who prioritize rule clarity and a long operating history. The current 2-Step fee is unknown from public pages, so no price comparison can be made. Verified terms show a fixed 80% base reward share, with a 90% share available only when Scaling Plan or Premium Programme conditions are met. US residents face a separate service with its own restrictions and requirements.

Key Facts

Evaluation Types 1-step, 2-step
Max Reward Split 90% with conditions
Payout Schedule Requests from day 14
First Payout Request from day 14 after first trade
Payout Processing Review: 1-2 business days; sending: typically 1-2 after invoice approval
Platforms
MT4 MT4, MT5 MT5, cTrader cTrader, TradingView TradingView
News Trading Allowed in evaluation; restricted on Standard FTMO Accounts; Swing exempt
Weekend Holding Allowed in evaluation; FTMO Account: Swing only
Expert Advisors (EAs) Allowed (subject to forbidden practices)
TrustpilotTrustpilot 4.8/5 (53,445 reviews)

FTMO Global Challenge: 2-Step, Standard CFD verified:

Pros

  • Two evaluation products: 1-Step and 2-Step
  • Scaling Plan up to $2,000,000
  • Up to 90% reward split
  • Four current platform choices: MT4, MT5, cTrader and TradingView
  • Account balances available in USD, GBP, EUR, CZK, CAD, AUD and CHF
  • Support in 20 languages and availability across 140+ countries

Cons

  • 2-Step has a 4-day minimum trading day requirement in each phase
  • 1-Step Best Day Rule means the most profitable day cannot exceed 50% of Positive Days' Profit
  • 1-Step uses an end-of-day trailing max loss
  • 1-Step Challenge fee is not refunded after passing
  • 1-Step does not offer Swing conditions
  • DXtrade is no longer a current new-account platform option

Best For

Traders who want a choice between 1-Step and 2-Step evaluations, MT4, MT5, cTrader and TradingView access on the global service, a 2-Step entry fee that may be refunded with the first Reward subject to conditions rather than unconditionally, conditional scaling to a 90% reward share, and a firm with a long operating history and a distinct US service path.

Not Ideal For

Traders who need initial account sizes above the listed balance options before scaling, want DXtrade for a new account, need Swing conditions on the 1-Step Challenge, or want the 1-Step fee refunded after passing.

Scope of this assessment

Assessment
Published data assessment
Account evidence
No trading or payout receipts recorded
Data checked
Editorial review date

Each review is based on published data, not on our own trading. Where we record dated purchases or payout receipts, the evidence register lists them; where a review shows no such evidence, that absence does not document a completed test or a received payout, only that we hold no record of one.

Sources are checked on the date shown, which can differ from both our account experience and the checkout terms presented to a customer today. Our review score is an editorial judgement, distinct from any Trustpilot rating. Full details are in our methodology.

Reviews draw on scoped, dated programme sources, and unknown or conflicting facts are flagged rather than smoothed over. BestPropFirms is owned by Compare Forex Brokers Pty Ltd and receives affiliate funding when readers sign up with firms, which you can read about on our about page. Spotted an error? Tell us via contact and we will correct it.

Recorded research sources (12)

Recorded data check for FTMO: . No account purchase or payout receipt is recorded here.

Consistency Rule

1-Step Best Day Rule: best day cannot exceed 50% of Positive Days' Profit

Location Availability

FTMO availability depends on the official country policy, and eligibility is determined individually rather than by a simple country list. The global service covers the 1-Step and 2-Step Challenges with MT4, MT5, cTrader and TradingView, while US clients are directed to a separate service at ftmo.oanda.com with its own requirements, MT5 and TradingView platforms, and state restrictions. See the global eligibility FAQ and FTMO US eligibility page for current terms.

Challenge Accounts

FTMO currently offers two evaluation products: FTMO Challenge: 1-Step and FTMO Challenge: 2-Step. Both use simulated trading accounts with fictitious funds. The 1-Step Challenge has one evaluation phase, while the 2-Step Challenge uses a Challenge phase followed by Verification. Traders can choose account balances in USD, GBP, EUR, CZK, CAD, AUD or CHF.

The FTMO Challenge fee is a one-time fee. For the 2-Step Challenge, the fee may be refunded with the first reward withdrawal after successfully reaching an FTMO Account. For the 1-Step Challenge, the fee is not refunded after passing.

FTMO Account Currencies

FTMO account sizes are not USD-only. Traders can choose their simulated account currency from USD, GBP, EUR, CZK, CAD, AUD and CHF. The account balance selected during the FTMO Challenge carries through to the FTMO Account after passing, and trading objectives scale as a percentage of that selected balance.

CurrencyAvailable account sizes
USD$10,000, $25,000, $50,000, $100,000, $200,000
GBP£10,000, £20,000, £35,000, £70,000, £140,000
EUR€10,000, €20,000, €40,000, €80,000, €160,000
CZKKč250,000, Kč500,000, Kč1,000,000, Kč2,000,000, Kč4,000,000
CADC$15,000, C$30,000, C$60,000, C$120,000, C$240,000
AUDA$15,000, A$30,000, A$65,000, A$130,000, A$260,000
CHFCHF10,000, CHF20,000, CHF40,000, CHF80,000, CHF160,000

Profit targets, Maximum Daily Loss and Maximum Loss are percentage-based, so the cash value changes depending on the account currency and account size selected.

Earlier recorded 1-Step fees

Account SizeEarlier recorded fee
$10,000€79
$25,000€199
$50,000€319
$100,000€499
$200,000€999

The 1-Step Challenge fee is not refunded after passing.

Earlier recorded 2-Step fees

Account SizeEarlier recorded fee
$10,000€89
$25,000€250
$50,000€345
$100,000€439
$200,000€1,080

These earlier site references are not verified current 2-Step quotes. The fee table uses USD account size examples, but traders can also select account balances in GBP, EUR, CZK, CAD, AUD or CHF.

Evaluation Products

FTMO Challenge: 2-Step

The 2-Step Challenge is FTMO's classic evaluation model. It has a 10% target in the Challenge phase and a lower 5% target in Verification. It is available as either Standard or Swing, making it the better option for traders who need Swing conditions, weekend holding flexibility on the FTMO Account, or a refundable challenge fee.

Evaluation process2 phases
Phase 1 target10%
Phase 2 target5%
Max Daily Loss5%
Max Loss10%
Max Loss typeStatic
Minimum trading days4 days per phase
Trading periodUnlimited
Reward80% base; 90% with conditions
RefundMay be refunded with first reward; conditions apply
Account typeStandard or Swing

FTMO Challenge: 1-Step

The 1-Step evaluation is a single-phase challenge. The Maximum Daily Loss is 3% and the Maximum Loss is 10% end-of-day trailing, based on the highest end-of-day balance or initial balance (whichever is higher).

FTMO does not set a fixed minimum trading day requirement for the 1-Step Challenge, but the Best Day Rule affects how quickly it can realistically be passed. The most profitable day cannot exceed 50% of Positive Days' Profit when passing the challenge or qualifying for a reward.

The 1-Step Challenge is Standard only and does not offer Swing conditions.

The 1-Step Challenge fee is not refunded after passing.

Evaluation process1 phase
Profit target10%
Max Daily Loss3%
Max Loss10%
Max Loss typeEnd-of-day trailing
Trading periodUnlimited
Reward90%
Best Day Rule50%
RefundNo
Account typeStandard only

Account Types: Standard vs Swing

FTMO offers Standard and Swing account types on the 2-Step Challenge. The 1-Step Challenge is Standard only. Swing is useful for traders who need weekend holding and selected news trading flexibility after reaching an FTMO Account.

Condition2-Step Standard2-Step Swing1-Step Standard
Available on productYesYesYes
Swing option availableNoYesNo
Overnight holding on FTMO AccountNoYesNo
Weekend holding on FTMO AccountNoYesNo
News restriction on FTMO Account2-minute rule appliesNo restriction2-minute rule applies
During EvaluationRestrictions do not apply

Traders who need Swing conditions should choose the 2-Step Challenge. The 1-Step Challenge is Standard only.

Scaling Plan

FTMO's Scaling Plan increases account balance by 25% per scale-up. To qualify, traders must complete a minimum 4-month cycle, achieve at least 10% total net simulated profit in the 4-month trading window, have at least 2 rewards processed, and maintain a positive balance at time of scale-up.

Traders can reach a maximum FTMO Account allocation of $400,000 or equivalent before scaling. The Scaling Plan can grow accounts up to $2,000,000 or equivalent. 2-Step rewards start at 80% and the Scaling Plan upgrades to 90%.

Scale-Up Amount

25%

Min Cycle

4 months

Max Allocation

$2M or equivalent

Max Reward Split

90%

Maximum pre-scaling allocation by currency

CurrencyMaximum pre-scaling allocation
USD$400,000
EUR€320,000
GBP£280,000
CADC$480,000
AUDA$520,000
CHFCHF320,000
CZKKč8,000,000

FTMO does not set a fixed limit on the number of FTMO Challenge accounts, but it applies a maximum FTMO Account allocation before scaling. This limit is $400,000 or the currency equivalent across active FTMO Accounts.

Account merging

FTMO Accounts can only be merged if they use the same base currency, are not in drawdown, have no reward due for withdrawal, and come from the same product type. 1-Step FTMO Accounts cannot be merged with 2-Step FTMO Accounts.

The selected account currency carries through the account setup, so scaling and merging should be treated as currency-equivalent figures where the account is not in USD.

Premium Programme

FTMO's Premium Programme can work alongside the Scaling Plan. Traders who qualify through the 1-Step Challenge can reach Prime Status, but the 1-Step route has a more limited set of Premium Programme benefits than the 2-Step route. Supreme Status requires an active $400K FTMO Account or equivalent, subject to FTMO's account-size and merging rules.

Other Rules

News Trading

News trading is allowed during the Evaluation Process. On Standard FTMO Accounts, traders cannot open or close trades on targeted instruments within 2 minutes before or after selected high-impact news releases. Swing accounts are exempt from selected news restrictions. The 1-Step Challenge is Standard only, so Swing news flexibility is available only through the 2-Step Challenge.

Weekend & Overnight Holding

Weekend and overnight holding are allowed during the Evaluation Process. On FTMO Accounts, weekend and overnight holding is available on Swing accounts. Standard FTMO Accounts must follow the relevant holding restrictions.

Trade Access

Only the client may access and perform simulated trades. Third parties cannot trade for you or manage your account.

Phase Evaluation

FTMO will not evaluate a phase until all simulated trades and pending orders are closed.

Multiple Accounts

The total FTMO Account allocation across accounts held by the trader or affiliated parties cannot exceed $400,000 or equivalent before scaling.

Automation

FTMO supports automation tools such as EAs on supported platforms, but trading remains subject to FTMO's forbidden trading practices and risk management rules.

Account Modification

Platform and account modifications at FTMO are conditional and depend on the product and stage reached; the current official platform FAQ lists MT4, MT5, cTrader and TradingView for the 1-Step, 2-Step and FTMO Account. Verified modification conditions are that no trade has been placed on the current account, FTMO Account modifications can be processed after each reward withdrawal, a 2-Step Swing account may change to Standard but Standard cannot change to Swing, and the 1-Step does not offer Swing. Full details are in the official modification FAQ.

Platform changes are not available during active trading progress or on Free Trial accounts.

Simulated environment: All FTMO Challenge accounts are simulated accounts with fictitious funds. Trading is not in real financial instruments. FTMO is an educational and technology-driven company, not a broker.

Challenge rules verified against the official FTMO Trading Objectives, verified August 2026.

Verdict on FTMO Challenges

FTMO offers two evaluation products: 1-Step and 2-Step. Earlier site fee examples were €79 for the $10K 1-Step Challenge and €89 for the $10K 2-Step Challenge; the current 2-Step quote was not verified. Traders can choose account balances in USD, GBP, EUR, CZK, CAD, AUD or CHF. The 2-Step provides a two-phase structure with a 10% Challenge target and 5% Verification target, while the 1-Step uses one evaluation phase with a 10% target, 3% Maximum Daily Loss, end-of-day trailing Maximum Loss and a 50% Best Day Rule. The 2-Step is available as Standard or Swing, while the 1-Step is Standard only.

Commission Fees & Pricing

FTMO uses RAW-style spreads with commission-based pricing on selected instruments. Commission rates vary by symbol and platform, so traders should check live symbol specifications inside their selected platform before trading.

Note: Specific spread and commission figures should be verified against the current official FTMO Symbols page, as these may change over time.

Verdict on Spreads & Commissions

FTMO provides RAW-style pricing with symbol-specific commission and spread conditions. Traders should check live symbol specifications on their chosen platform before trading, as costs can vary by instrument.

Financial Markets & Leverage

FTMO provides simulated trading across Forex, Exotics, Metals CFD, Cash CFD, Crypto CFD and Equities CFD. This includes major and minor forex pairs, exotic FX pairs, gold, silver, platinum, palladium and copper, cash indices, oil, gas, soft commodities, crypto CFDs and selected US and European equity CFDs.

Forex

AUD/CAD, AUD/JPY, AUD/USD, EUR/USD, GBP/USD, USD/CAD, USD/CHF, USD/JPY

Exotics

EUR/CZK, EUR/HUF, EUR/NOK, EUR/PLN, USD/CNH, USD/HKD, USD/MXN, USD/ZAR, USD/SEK

Metals CFD

XAU/USD, XAU/EUR, XAU/AUD, XAG/USD, XAG/EUR, XAG/AUD, XPD/USD, XPT/USD, XCU/USD

Cash CFD

AUS200.cash, US30.cash, SPN35.cash, EU50.cash, FRA40.cash, GER40.cash, HK50.cash, JP225.cash, US100.cash, US500.cash, UK100.cash, UKOIL.cash, USOIL.cash, NATGAS.cash, DXY.cash, US2000.cash

Soft commodity and energy-style cash symbols: COCOA.c, COFFEE.c, CORN.c, SOYBEAN.c, WHEAT.c, HEATOIL.c, COTTON.c, SUGAR.c

Crypto CFD

BTCUSD, ETHUSD, LTCUSD, XRPUSD, ADAUSD, DOTUSD, DOGEUSD, SOLUSD, AVAUSD, BCHUSD, BNBUSD, UNIUSD, XLMUSD

Weekend trading hours on crypto CFDs may vary by platform due to scheduled maintenance and trading updates.

Equities CFD

AAPL, AMZN, BA, BABA, BAC, BMW, GOOG, IBM, JPM, MSFT, NFLX, NVDA, TSLA, V, WMT, XOM, AMD, ASML, LVMH, TTE

Verdict on Markets

FTMO provides access to a wide range of simulated CFD markets including forex, exotics, metals, cash CFDs, crypto CFDs and equities CFDs. Bonds should not be listed as a current confirmed asset class.

Trading Platforms

FTMO's current platform FAQ lists four platforms for new Challenge and FTMO Account clients: MetaTrader 4 (MT4), MetaTrader 5 (MT5), cTrader and TradingView, with simulated TradingView execution enabled through the OANDA Broker Profile on the official FTMO panel.

MetaTrader 4 logoMetaTrader 4 (MT4)

The most popular forex trading platform globally. Supports automated trading via Expert Advisors (EAs) with over 15,000 available. Includes 30 built-in indicators, 9 timeframes, and 24 analytical objects (Fibonacci, Gann tools). Available on desktop, web, and mobile.

MetaTrader 5 logoMetaTrader 5 (MT5)

Enhanced version with 38 built-in indicators, 21 timeframes, 44 analytical objects, an economic calendar, and real-time market news. Suitable for trading a wider range of asset classes. Available on desktop, web, and mobile.

cTrader logocTrader

cTrader offers advanced charting, order management and cTrader Automate/cBots functionality. Any automation must still follow FTMO's trading rules and forbidden trading practices.

Verdict on Trading Platforms

FTMO's current platform offering of MT4, MT5, cTrader and TradingView gives traders charting, manual execution and automation options on supported platforms. Note that the separate US service at ftmo.oanda.com lists only MT5 and TradingView, so global platform availability should not be assumed for US clients.

Payments & Profit Payout

FTMO calls its payouts "rewards". Rewards are based on simulated profits from the FTMO Account.

2-Step Reward

80% → 90%

1-Step Reward

90%

First Reward After

14 days

Processing Time

Review: 1-2 business days

Reward Structure

On the FTMO Account, a reward can be requested from the 14th day after the first placed trade, with all positions and pending orders closed and objectives satisfied. Account review typically takes 1 to 2 business days after the request, and sending typically follows within 1 to 2 business days after invoice approval. These are typical steps, not guarantees of receipt.

2-Step rewards start at 80% of simulated profits. Through the Scaling Plan, this increases to 90%.

1-Step rewards are 90% of simulated profits on the FTMO Account.

The 2-Step Challenge fee can be refunded with the first reward withdrawal after successfully reaching an FTMO Account. The 1-Step Challenge fee is not refunded after passing.

Payment Methods (Challenge Fees)

FTMO Challenge fees can be paid by bank wire transfer, debit/credit card, cryptocurrencies or Skrill. Apple Pay and Google Pay are also shown as instant card-based payment options. Availability may vary by country.

Credit / Debit Card

Apple Pay

Google Pay

Skrill

Bank Wire Transfer

Crypto

Reward Withdrawal Methods

FTMO rewards can be withdrawn by bank wire transfer, Visa Direct / Mastercard Send, Skrill or cryptocurrencies. FTMO does not charge additional withdrawal commissions, but minimum closed profit requirements apply for some methods because of transaction costs.

Bank Wire Transfer

Visa Direct / Mastercard Send

Skrill

Crypto

Reward and payout terms verified against ftmo.com, verified August 2026.

Verdict on Rewards & Payouts

The 2-Step path starts at an 80% reward share and can reach 90% when Scaling Plan or Premium Programme conditions are met, while reward requests are possible from the 14th day after the first trade. The key fee distinction is that the 2-Step entry fee may be refunded with the first reward, whereas the 1-Step entry fee is not refunded. Payment method availability can vary by country.

Customer Service & Education

FTMO has one of the stronger support and education setups among prop firms, with 20-language support, FTMO Academy, Free Trial access, Account MetriX, Account Analysis, Trader's Analysis, Trading Journal, Mentor Application, Statistical Application, trading calculators, Quick Trade Manager and Equity Simulator.

Customer Support

FTMO provides 24/7 customer support through Live Chat, WhatsApp, Email and Phone. The team covers 20 languages including Arabic, Czech, Spanish, French, German, Hebrew, Italian, Japanese, Polish, Portuguese, Russian, Serbian, Swahili, Tagalog, Turkish, Ukrainian, English, Vietnamese, and more.

Live Chat

WhatsApp

Email

Phone

Educational Resources & Tools

FTMO's educational and trader-tool layer covers strategy, psychology, analytics and platform productivity.

FTMO Academy

Structured educational content covering trading basics, platform setup, strategy, psychology and rule guidance.

Free Trial

Free Trial access to FTMO's platforms and the evaluation rule structure, so traders can test conditions before paying for a Challenge.

Account MetriX, Account Analysis & Trader's Analysis

Account MetriX tracks progress, Account Analysis breaks down individual trades, and Trader's Analysis turns historical performance into actionable insight.

Trading Journal, Mentor Application & Statistical Application

The Trading Journal, Mentor Application (money management and discipline) and Statistical Application (weekly market overview) round out FTMO's trader-improvement tools.

Trading Calculators

Margin Calculator, Pip Calculator and similar tools to help size positions correctly under FTMO's risk rules.

Quick Trade Manager & Equity Simulator

Quick Trade Manager helps with one-click execution and risk-controlled order entry. Equity Simulator forecasts strategy outcomes over different scenarios.

Performance Coaches

Psychology-major performance coaches who assist with trading discipline and self-confidence. Available to FTMO Account holders.

Verdict on Customer Service & Education

FTMO scores strongly for support and education because it combines 24/7 support in 20 languages with a wide tool suite, Free Trial access, FTMO Academy and performance-focused trader resources.

Trust & Community

FTMO is one of the most established prop trading brands, operating since 2015 with millions of customers worldwide. It offers simulated trading services, educational tools and performance-based rewards, not brokerage services. Its global reach, strong education ecosystem, active community and long operating history make it one of the more trusted firms in the prop trading space.

FTMO Trustpilot Score

4.8/5 Trustpilot

Excellent

FTMO holds an Excellent Trustpilot rating of 4.8/5. The overwhelmingly positive sentiment and established track record since 2015 make FTMO one of the most trusted prop firms in the industry.

Brand & Reach

2015

Established

3.5M+

Customers worldwide

$500M+

Paid in rewards

140+

Countries served

100K+

Discord community

400K

YouTube subscribers

Community

FTMO has a Discord community of over 100,000 members alongside various unofficial Facebook groups full of activity and engaged traders sharing insights. FTMO also offers a 'Chat with Charts' section on their portal for sharing trade ideas and analysis.

About FTMO: FTMO is an educational and technology-driven company offering simulated trading environments, not a broker. All FTMO Challenge accounts are simulated accounts with fictitious funds, and trading is not in real financial instruments.

Review figures verified against the FTMO Trustpilot profile, verified August 2026.

Verdict on Trust & Community

FTMO scores full marks for trust thanks to its Excellent Trustpilot rating, transparent operations since 2015, 3.5M+ customers worldwide, and easy contactability via phone, email, WhatsApp, and live chat. The 100K+ Discord community and strong social media presence further reinforce FTMO's position as one of the most trusted prop firms in the industry. FTMO scored 9/10 for trust.

Screenshot of the FTMO Trustpilot profile
FTMO on Trustpilot, captured from the public profile on 1 October 2026. It showed 4.8 out of 5 from 53,445 reviews. We recapture this monthly.
Screenshot of the FTMO - Modern Prop Trading App Store listing
FTMO - Modern Prop Trading on the US App Store, captured on 1 October 2026: 4.9 out of 5 from 2,515 ratings.
Screenshot of the FTMO - Modern Prop Trading Google Play listing
FTMO - Modern Prop Trading on Google Play (US store), captured on 1 October 2026: 4.8 out of 5 from 35.5K reviews shown worldwide.

Overall Score for FTMO

FTMO may suit traders who want a well-established two-step evaluation and can accept the 75/100 overall score stored from our August/September 2026 review. Verified 2-Step terms include 10% and 5% profit targets, a 5% daily loss limit, a 10% static maximum loss and an entry fee that may be refunded with the first Reward subject to conditions rather than unconditionally, with an 80% base reward share rising to 90% only under Scaling Plan or Premium Programme conditions. US residents are served by a separate path at ftmo.oanda.com.

The 2-Step has a 10% then 5% target structure with 5% Maximum Daily Loss and 10% Maximum Loss, both based on the initial balance. The 1-Step has a 10% target, 3% Maximum Daily Loss and a 10% end-of-day trailing Maximum Loss, plus a Best Day Rule where the most profitable day cannot exceed 50% of Positive Days' Profit. The 2-Step is available as Standard or Swing, while the 1-Step is Standard only.

On the FTMO Account, reward requests are possible from the 14th day after the first placed trade, with review typically taking 1 to 2 business days and sending after invoice approval typically another 1 to 2 business days. The 2-Step reward share starts at 80% and can reach 90% under Scaling Plan or Premium Programme conditions, and the 2-Step fee may be refunded with the first reward. Current platforms are MT4, MT5, cTrader and TradingView.

Ready to take the challenge?

Current quote unverified

Where FTMO Ranks Across Our Guides

Every ranked guide on this site assigns a fit score out of 100, tailored to that page’s specific angle - whether that’s a country’s payment rails or a single product line such as instant funding. The site-wide overall score rates the whole firm, while the fit score reflects suitability for that one use case, so the two numbers can differ. The cards below show where the firm currently places on each guide it appears in, and every card links to the full ranking.

Frequently Asked Questions

FTMO is an educational and technology-driven prop trading company offering simulated trading evaluations. Traders can choose the FTMO Challenge: 1-Step or FTMO Challenge: 2-Step, trade with simulated capital, and may qualify for an FTMO Account after meeting the trading objectives. FTMO does not act as a broker, and FTMO Challenge accounts use fictitious funds rather than real financial instruments.
FTMO currently offers two challenge types: the 1-Step FTMO Challenge and the 2-Step FTMO Challenge. The 1-Step Challenge has one evaluation phase with a 10% profit target, 3% Max Daily Loss and 10% end-of-day trailing Max Loss. The 2-Step Challenge has a 10% Phase 1 target, 5% Verification target, 5% Max Daily Loss and 10% Max Loss.
FTMO offers account sizes in USD, GBP, EUR, CZK, CAD, AUD and CHF. Traders choose the account currency when ordering the FTMO Challenge, and the FTMO Account balance matches the selected challenge size after passing. The trading objectives are percentage-based, so targets and drawdown limits adjust to the chosen balance. USD accounts range from $10K to $200K, while AUD accounts range from A$15K to A$260K.
Yes, FTMO operates globally, but availability depends on its country policy, so individual eligibility is not assured. The scoped research covers the global 2-Step CFD path and the distinct US service at ftmo.oanda.com, which has its own requirements and platform set. Check the official eligibility FAQ and, for US residents, the FTMO US eligibility page before purchasing.
No, DXtrade is not a current platform option for new FTMO Challenge accounts. FTMO's current new-account platform options are MT4, MT5, cTrader and TradingView. Existing DXtrade accounts may be handled separately during platform migration or account-specific support, but new traders should treat MT4, MT5, cTrader and TradingView as the current FTMO prop trading platform options.
Yes, FTMO offers Swing accounts on the 2-Step Challenge, but not on the 1-Step Challenge. The 2-Step Challenge is available as Standard or Swing, while the 1-Step Challenge is Standard only. Swing accounts allow overnight and weekend holding on the FTMO Account and are exempt from selected news trading restrictions.
Yes, FTMO allows news trading during the Evaluation Process, but Standard FTMO Accounts have news restrictions after passing. On Standard FTMO Accounts, traders cannot open or close trades on targeted instruments within 2 minutes before or after selected high-impact news. Swing accounts are exempt from these news restrictions. The 1-Step Challenge is Standard only, so Swing news flexibility applies only to 2-Step traders.
FTMO may refund the 2-Step Challenge fee, subject to conditions with the first reward withdrawal, but the 1-Step Challenge fee is not refunded. The 2-Step fee is a one-time fee covering both the Challenge and Verification phases. The 1-Step fee is also one-time, but it is not refunded after successfully passing the 1-Step Challenge.
FTMO offers simulated trading across Forex, Exotics, Metals CFD, Cash CFD, Crypto CFD and Equities CFD. This includes major forex pairs, exotic currencies, gold, silver, stock indices, oil, gas, soft commodities, crypto CFDs and selected US and European share CFDs. Crypto weekend trading hours may vary by platform because of scheduled maintenance.
FTMO scaling increases eligible FTMO Account balances by 25% after a minimum 4-month cycle. To qualify, traders need at least 10% total net simulated profit, at least 2 processed rewards and a positive account balance at the time of scale-up. Scaling can increase the account balance up to $2 million or equivalent and can raise the reward split to 90%.
FTMO accepts bank wire transfer, debit/credit card, cryptocurrencies and Skrill for FTMO Challenge fees. Apple Pay and Google Pay are also shown as instant card-based payment options. Some payment methods may be restricted in certain countries, so traders should check checkout options in their region. For rewards, FTMO supports bank wire, Visa Direct / Mastercard Send, Skrill and crypto withdrawals.
Platform changes at FTMO are conditional and depend on the product and the stage reached. Verified conditions state that a modification requires no trade to have been placed on the current account, and an FTMO Account modification can be processed after a reward withdrawal. For the Global 2-Step, a Swing account may change to Standard, but Standard cannot change to Swing, and the 1-Step does not offer Swing. The current platform list is MT4, MT5, cTrader and TradingView. Consult the official modification FAQ for current conditions before planning a switch.
Yes, FTMO Accounts can be merged, but only under specific conditions. The accounts must use the same base currency, must not be in drawdown, must have no reward due for withdrawal, and must originate from the same product type. 1-Step accounts cannot be merged with 2-Step accounts.

Data Sources

Last reviewed 2026-07-07 · Data verified 2026-10-03