The5ers vs Funding Pips: Which Prop Firm Is Better in 2026?
Both firms' numbers come from their verified data records - see how our ratings work.
The5ers
80.0/100
Higher BPF Score
Read the full The5ers review →
Funding Pips
59.0/100
Read the full Funding Pips review →
Quick Verdict
The5ers scores 80/100 while Funding Pips scores 59/100: a clear victory for The5ers. The gap reflects The5ers' stronger performance across rules (8/10 vs 6/10), payouts (8/10 vs 7/10), costs (8/10 vs 6/10), trading access (7/10 vs 6/10), and trust (9/10 vs 6/10), underpinned by a longer track record (founded 2016 in Israel vs 2022 in UAE). The5ers offers four distinct CFD product lines including Hyper Growth with no minimum profitable days and ProGrowth scaling to 100% split, plus a rock-bottom $19 entry fee. Funding Pips counters with more payout frequency options, including instant Zero payouts at 95% bi-weekly and a 100% max split on monthly schedules, but its lower rules and trust scores reveal inconsistency. Choose Funding Pips only if payout schedule flexibility is your absolute priority and you accept less transparent rules.
The5ers vs Funding Pips at a Glance
| Attribute | The5ers | Funding Pips |
|---|---|---|
| BPF Score | 80.0/100 | 59.0/100 |
| Market | Forex / CFD | Forex / CFD |
| Founded | 2016 | 2022 |
| Trustpilot | 4.7/5 (39,240 reviews) | 4.5/5 (69,484 reviews) |
| Cheapest challenge | $19 | $29 |
| Max profit split | 100% | 100% |
| Payout processing | 5-8 business days | 1-3 business days |
| Platforms | MT5, cTrader | MetaTrader 5, cTrader, Match-Trader |
Category Scores Compared
Left bar: The5ers (teal). Right bar: Funding Pips (indigo).
Who should choose The5ers?
Choose The5ers if you want a forex prop firm with a proven 2016 track record, flexible evaluation options, and the industry's lowest entry fee at $19. Four product lines cover different styles: Hyper Growth has no minimum profitable days, ProGrowth scales from 75% to 100% split, and news trading plus copy trading are permitted. The 100% maximum split and bi-weekly payout schedule reward consistent performers. Platforms include MT5 and cTrader. The 4.7/5 Trustpilot rating and 9/10 trust score reflect solid community confidence in a broker-backed execution environment.
Who should choose Funding Pips?
Choose Funding Pips if payout frequency flexibility matters most and you are an experienced trader comfortable with evolving rules. The split scales with your chosen payday: 60% Tuesday, 80% bi-weekly, 90% on-demand, 100% monthly, and Zero instant at 95% bi-weekly. Processing takes 1-3 business days. The $29 entry fee is competitive, and the 100% maximum split on monthly payouts is attractive. Platforms include MetaTrader 5, cTrader, and Match-Trader. The 4.5/5 Trustpilot rating is solid, but the lower 6/10 rules and trust scores mean you accept less rule transparency.
Frequently Asked Questions
Is The5ers better than Funding Pips?
The5ers is better than Funding Pips by a significant margin: 80/100 versus 59/100. The gap is driven by stronger rules, payouts, costs, trading access, and trust, plus a longer operating history since 2016. The5ers offers clearer rules, more product lines, and a lower entry fee at $19. Funding Pips wins only on payout schedule variety, with options ranging from Tuesday paydays to instant Zero withdrawals, but its lower rules and trust scores make it less reliable for most traders.
Which is cheaper, The5ers or Funding Pips?
The5ers is cheaper at the entry level with a $19 minimum fee versus Funding Pips' $29. Both are forex CFD firms, but the fee structures differ: The5ers focuses on straightforward evaluation pricing across four product lines, while Funding Pips ties payout percentages to fee-like trade-offs: lower splits on faster paydays. For the absolute lowest cost to start, The5ers wins. Over time, Funding Pips' 100% monthly split provides a way to offset higher initial costs for traders who wait for payouts.
Which pays out better, The5ers or Funding Pips?
Funding Pips offers more payout frequency options, including instant Zero payouts at 95% bi-weekly and a 100% split on monthly schedules, processed in 1-3 business days. The5ers pays bi-weekly with a 100% maximum split but takes 5-8 business days to process: slower than Funding Pips. For speed and schedule choice, Funding Pips wins. For a guaranteed path to 100% split within a structured scaling system (ProGrowth), The5ers is more predictable, though funds take longer to arrive.