Best Prop Firms for UK Traders

FundedNext is the best prop firm for UK traders thanks to flexible challenge options, fast withdrawals, and up to 95% profit splits. You can choose between the one-step Stellar challenge for faster funding, or two-step models with wider risk limits. Stellar Lite starts at just $32, making it one of the most affordable UK-friendly prop firms.

You’ll get access to MT4, MT5, cTrader, and Match-Trader, with optional add-ons like bi-weekly payouts or no minimum trading days. Use the code PROPFIRMS to get a 120% refund after passing your challenge.

FundedNext is the best UK prop firm with profit splits up to 95%, three flexible challenge models, and a fast-growing trader community.

With scaling up to $4 million and payouts processed every 14 days—or as fast as 5 business days for Stellar One Step accounts—FundedNext is ideal if you want high returns with faster access to your profits.

Challenges and Fees

FundedNext offers three main funding models:

1. Stellar One Step: A one-phase model with 10% profit target, 3% daily drawdown, and 6% max loss. Includes a 15% profit share during the challenge and payouts 5 business days after passing.
2. Stellar Two Step: Two evaluation phases (8% and 5% targets) with 5% daily and 10% overall drawdown. Monthly first payout, then bi-weekly. Includes 15% profit share during the challenge.
3. Stellar Lite: A low-cost, two-phase model with tighter drawdowns (4% daily, 8% total) and no profit share during the challenge. Starts at just $32.

Challenge fees range from $32 to $1,099 depending on the model and account size.

You can customise challenges with optional add-ons:

• No Minimum Trading Days: Pass faster without trading day restrictions (+20%).
• Bi-Weekly Payouts: Get funded profits more frequently (+15%).
• Extended Drawdown: Stellar Lite traders can upgrade to a 10% overall loss limit (+25%).
• Lifetime 95% Payout: Lock in top-tier split across all models (+30%).

Funded Accounts and Payouts

All funded accounts offer 95% profit splits.

• Stellar 1-Step: First withdrawal 5 business days after funding
• Stellar 2-Step: Monthly first withdrawal, then bi-weekly
• Stellar Lite: 21-day delay for first payout, then bi-weekly

Payouts are processed via crypto, bank transfer, or Deel, with a $20 minimum withdrawal (crypto-only if under $50).

FundedNext also has a great scaling plan. You can grow your account by 40% every 4 months, up to $4 million, if you hit performance targets and complete at least two payouts.

Trading Platforms and Markets

undedNext supports MT4, MT5, cTrader, and Match-Trader, with wide market access:

• 50 forex pairs
• 18 global indices
• 5 major commodities
• 10 cryptocurrencies

Leverage varies by model:

• Stellar 1-Step: 30:1 for forex, 5:1 for indices
• Stellar 2-Step and Lite: 100:1 for forex, 20:1 for indices
• Crypto: 2:1 on all accounts

Spreads start as low as 0.06 pips on EUR/USD, thanks to liquidity from Eightcap.
Commissions are:

• $5/lot for Stellar One and Two Step
• $7/lot for Stellar Lite
• No commission on indices or crypto

Trust and Support

FundedNext is rated 4.6/5 on Trustpilot, praised for fast payouts and reliable support.

Support is available 24/7 via live chat and email. Traders get access to psychology feeds, an economic calendar, and trading insights in the dashboard.

They also run a huge content and community platform:

• Discord: 225,000+ active members
• YouTube: 77K+ subscribers, 1,200+ videos
• Telegram: 46K+ followers

Final Verdict

FundedNext is the best prop firm for UK traders who want flexible challenge options, rapid payouts, and long-term scaling potential.

With low entry costs, raw spreads, and up to 95% profit splits, it’s an ideal pick whether you’re just starting or scaling up to serious funded capital.

BrightFunded stands out with its unlimited scaling, high-profit splits up to 100%, and the Trade2Earn loyalty program, which rewards active traders. You can customize your challenge, access fast payouts, and grow your account without limits.

Use discount code PROPFIRMS20 at checkout for 20% off your challenge fee, making it even more affordable to get started.

BrightFunded provides you with a straightforward path to obtaining a funded account while also rewarding you for long term participation. With a scalable funding model and a variety of account options, you can choose their preferred evaluation type, risk management settings, and payout schedules.

Challenges and Fees

BrightFunded offers a two step evaluation process, ensuring you prove your consistency before receiving a funded account. The challenge fees vary based on account size and optional add-ons, which include options such as reduced payout waiting times, increased profit splits, and removal of minimum trading day requirements.

With add-ons you can opt for weekly or bi-weekly payouts, swap-free accounts, and instant 100% profit splits, providing flexibility to align the evaluation process with your individual trading preferences.

Funded Accounts and Payouts

Once you pass the two-step evaluation, you receive a funded account where you can retain up to 100% of your profits. Payouts are processed every 14 days, with an option to upgrade to weekly withdrawals via add-ons.

• Profit Splits: 80% default, upgradeable to 100%.
• Scaling Plan: Unlimited, increasing by 30% every 4 months.
• Minimum Withdrawal: No minimum withdrawal limit.
• Payment Methods: Cryptocurrency (USDC ERC-20) and bank transfer.

Trading Platforms and Markets

BrightFunded now supports three trading platforms with MetaTrader 5, cTrader, and DXtrade:

1. MetaTrader 5 (MT5) is the most widely used platform in the prop trading space and is a natural choice if you’re already familiar with MT4 or rely on Expert Advisors. It comes with advanced charting, one-click trading, and full EA support.
2. cTrader is ideal for technical and algorithmic traders, offering ultra-fast execution, advanced charting, and automated trading with C#. It’s well suited for scalpers and system developers who need speed and precision.
3. DXtrade is a more customisable option built for discretionary traders, featuring flexible layouts, built-in risk tools, and multi-asset support.

All three platforms run in a fully simulated environment with live market data and are available on desktop, web, and mobile. You can switch between devices without losing your layout or open positions.

You can trade four asset classes:

• Forex: 49 currency pairs (1:100 leverage).
• Commodities: Gold, Silver, Oil, Natural Gas (1:50 leverage).
• Indices: Major global indices like FTSE 100, S&P 500 (1:20 leverage).
• Crypto: 36 digital assets, including BTC, ETH, SOL (1:5 leverage).

Loyalty Program – Trade2Earn

A standout feature of BrightFunded is Trade2Earn, a loyalty program that rewards traders for participation rather than just performance.

Earn BrightFunded Tokens (BFTs) per trade.Redeem for free evaluations & fee discounts (10%-50%).Use tokens to unlock a higher profit split (100%).Customise risk rules – increase drawdown limits.

With over 175,000 tokens distributed and $200,000 in extra payouts, Trade2Earn adds a long-term incentive for traders to stick with BrightFunded.

Trust and Support

BrightFunded is highly rated by its traders, with a TrustPilot score of 4.6/5. Customer support is available 24/7 via email, live chat, and WhatsApp, with response times typically within a few hours.

Community Engagement: 16,000+ traders in Discord and regular trading insights posted on social media.

• TrustPilot Score: 4.7 out of 5 stars.
• Customer Support: 24/7 via live chat and email.
• Trading Community: Active Discord, Twitter, and Instagram.

Final Verdict

BrightFunded is an top prop trading firm for UK traders seeking a combination of scalability, profit retention, and flexibility. With unlimited account growth, customisable challenge options, and the Trade2Earn loyalty program, you have ample opportunities to scale your career while keeping a larger share of your profits than other prop firms.

DNA Funded is a broker-backed prop firm offering tight spreads, fast execution, and low fees starting from $49. With customizable challenge add-ons, you can increase profit splits up to 90% or speed up payouts to 7 days instead of 14.

Use promo code PROPFIRMS25 to get 25% off your challenge fee, making it one of the best-value prop firms in the UK.

DNA Funded is a newly launched prop trading firm that leverages DNA Markets as its liquidity provider. The firm offers three evaluation challenges, each tailored to different trading styles and goals. With low fees and competitive trading conditions, DNA Funded sets itself apart as an affordable and transparent option.

Challenges and Fees

DNA Funded provides three evaluation types with both one and two step options, and a great add-ons for customisation.

1. Single Helix Challenge: A one-step challenge with a 10% profit target and unlimited trading days, ideal for traders focusing on consistency. Fees range from $59 to $1,209.
2. Double Helix Challenge: A two-step evaluation requiring a 10% profit target in Phase 1 and a 5% target in Phase 2, with no time limits. Fees start at $49 and go up to $1,079.
3. Rapid Challenge: A one-step challenge for experienced traders, requiring a 5% profit target within 10 days. Account sizes are limited to $10,000–$100,000, with fees between $99 and $549.

You can customise your account with a few different add-ons, allowing for faster payouts and higher profit shares.

• Early Payout: Reduces the payout time from 14 days to 7 days.
• Higher Profit Split: Increases the profit split from 80% to 90% for Double Helix and Rapid Challenge.
• Combination Add-On (Pro Challenge): Includes both faster payouts and a higher profit split.

Funded Accounts and Payouts

DNA Funded’s funded accounts feature flexible scaling and consistent profit-sharing options:

• Profit Splits: 80% standard, upgradeable to 90% with add-ons.
• Payout Frequency: Bi-weekly by default, with an option for weekly payouts via add-on.
• Payment Methods: Supports crypto payments (1% fee) and bank transfers ($50 flat fee).
• Daily Profit Cap: A 40% daily profit cap applies across all challenge types. This means traders can only count up to 40% of their total payout target from profits made in a single day. The rule promotes consistent performance and aligns with DNA Funded’s broker-backed compliance model.

While scaling plans are not yet confirmed, DNA Funded indicates future opportunities for growth based on performance milestones.

Trading Platforms and Markets

DNA Funded offers TradeLocker integrated with TradingView for advanced charting and seamless execution, ideal for manual traders.

The platform provides access to over 800 instruments, including forex, commodities, indices, stocks, and cryptocurrencies (with restrictions on crypto in the Pro Challenge).

Trust and Support

DNA Funded benefits from its partnership with DNA Markets, adding a layer of trust due to the broker’s ASIC regulation and strong reputation.

• TrustPilot Reviews: While DNA Funded is new, DNA Markets has a solid 3.9/5 TrustPilot rating.
• Customer Support: Currently limited to email, with potential for live chat and expanded support in the future.
• Trading Community: An active Discord server fosters collaboration among traders, and educational resources are expected to grow as the firm develops.

Final Verdict

DNA Funded is an excellent choice for traders seeking affordability, flexibility, and broker-backed reliability. Its low fees, competitive trading conditions, and customisable challenges make it appealing to a wide range of traders. While some features, like scaling plans and traditional payout methods, are still developing, DNA Funded provides strong value and a solid foundation for prop trading success.

Blueberry Funded is the  fourth best prop firm in the UK with a score of 93/100. It offers a strong mix of low challenge fees (from $32.50), crypto and stock trading access, and a transparent scaling plan that grows accounts to $2 million over time.

Use promo code PROPFIRMS20 for 20% off challenge fees, so you can start trading for less.

Blueberry Funded balances accessibility with advanced opportunities for traders in the UK, taking 7th place in our rankings. With four challenge types, including a dedicated Stock Challenge, and access to MT4, MT5, DXTrade, and TradeLocker, it suits both beginner and advanced strategies.

Combined with over 1,100 tradable markets, low fees from $32.50, and one of the strongest scaling plans in the industry, it’s ideal for UK traders looking to grow capital while keeping costs low.

Challenges and Fees

Blueberry Funded supports four evaluation types, making it suitable for all trader types:

• 1 Step Challenge: No time limit, 10% target, static drawdown – ideal for traders who want a simple, low-pressure evaluation.
• 2 Step Challenge: Two-phase with 10% and 5% targets. Higher leverage (up to 1:50) and more flexibility.
• Rapid Challenge: Complete a 5% profit in 7 days with a trailing drawdown. Perfect for quick, aggressive strategies.
• Stock Challenge: A two-step model with 10% and 6% targets, 1:10 leverage, and a Consistency Rule. Designed for traders focused on US stocks.

Fees range from $32.50 to $1,100 depending on the account size and challenge type. Daily drawdown limits vary from 3% to 5%, and total drawdowns are capped between 4% and 10% depending on the model.

Funded Accounts and Payouts

Once funded, traders start with an 80% profit split, which can increase to 90% with strong performance. Payouts are issued every 14 days, with a $100 minimum and no open trades allowed at the time of request.

Blueberry’s standout feature is its scaling plan, allowing accounts to grow by 25% every three months, up to a maximum of $2 million. To qualify, traders must hit 10% profit and complete 4 payouts within the same period.

Trading Platforms and Markets

Traders can use MT4, MT5, DXTrade, or TradeLocker, with all platforms supporting the 1 Step, 2 Step, and Rapid challenges. The Stock Challenge is only available on MT5 and TradeLocker.

Financial markets available include:

• Forex: 45 pairs, with leverage up to 1:50 depending on challenge type.
• Crypto: 52 coins including BTC/USD and ETH/USD, with 1:2 leverage and 24/7 access.
• Indices: 14 global indices (e.g., SPX500, NAS100) with 1:10 leverage.
• Commodities: 17 assets including gold and oil, also at 1:10 leverage.
• Stocks: 1,000+ US equities available exclusively in the Stock Challenge, with a $2 round-turn commission and 1:10 leverage.

Trust and Support

Blueberry Funded is broker-backed by Blueberry Markets, an ASIC-regulated forex broker. The prop firm is also a founding member of The Prop Association, which promotes fair industry standards.

The firm has a Trustpilot score of 4.1/5 from hundreds of reviews, and an active Discord community with a large number of prop traders engaging. Customer support is available 24/5 via email and live chat, though educational content is limited.

Final Verdict

Blueberry Funded is a strong choice for UK traders who want to scale long-term, trade crypto or stocks, or access affordable evaluations. The range of platform options, 1,000+ instruments, and a rare Stock Challenge make it stand out. With its transparent rules, frequent payouts, and broker-backed structure, it’s one of the most versatile and trustworthy firms for UK-based prop traders.

FXIFY stands out for its flexible evaluation programs, competitive fees, and profit splits of up to 90%. With five evaluation types (Instant, Lightning, One Phase, Two Phase, and Three Phase), FXIFY caters to traders of varying skill levels and goals.

The prop trading firm’s access to MT4, MT5, and DXTrade with TradingView integration provides strong platform flexibility. However, limited transparency on trading costs and minimal educational resources could deter more detail-oriented or beginner traders.

FXIFY offers funded trading opportunities through a structured evaluation process. With account sizes ranging from $1,000 to $400,000, traders can choose between instant, lightning, one, two, or three-step challenges to suit their risk tolerance and trading goals.

The prop firm also provides add-ons for features like faster payouts, increased leverage, and higher profit splits, though these come at an additional cost.

Challenges and Fees

FXIFY offers five evaluation programs, with an instant account, lightning, and one-step, two-step, and three-step challenges available:

1. Instant Funding: Provides immediate access to trading capital with no evaluation requirements and payouts every 14 days.
2. Lightning Challenge: A 7-day evaluation with a consistency rule and mandatory stop-loss on every trade.
3. One Phase Challenge: A single-step process ideal for experienced traders seeking fast-track funding.
4. Two Phase Challenge: Designed for disciplined traders,
5. Three Phase Challenge: Geared toward traders focusing on gradual progression.

Trading fees include spreads as low as 0 pips (raw accounts) with a $6 commission per lot or higher spreads with no commissions. Add-ons, such as increased leverage or bi-weekly payouts, provide flexibility but add to the base fee.

Funded Accounts and Payouts

Funded traders receive an 80% profit split, upgradeable to 90% with an add-on. Initial payouts can be requested immediately after the first profitable trade, while subsequent withdrawals are scheduled monthly or bi-weekly (with the relevant add-on).

FXIFY offers scaling opportunities, with accounts growing by 25% for traders achieving a 10% return within three months. Accounts can double in size every three months, potentially reaching $4 million for consistent performers.

Trading Platforms and Markets

FXIFY supports three major platforms:

• MT4: Suited for automation-focused traders, offering smooth performance with Expert Advisors (EAs).
• MT5: Expands on MT4 with additional timeframes, order types, and market depth for advanced strategies.
• DXTrade + TradingView: Combines DXTrade’s customisability with TradingView’s charting tools, ideal for manual traders prioritising analysis.
  Markets include 42 forex pairs, 13 indices, 7 commodities, 30 stocks, and 7 cryptocurrencies, though the selection varies by platform.

Trust and Support

FXIFY maintains a 4.1/5 rating on TrustPilot, with traders praising its flexibility and payout processes. However, some reviews highlight slower payouts and occasional support delays.

The prop firm’s large Discord community fosters collaboration, while its limited educational resources may require traders to seek learning materials externally.

Final Verdict

FXIFY offers a good mix of flexible evaluation challenges, platform choices, and add-ons for customisation. While the scaling plan and profit splits are strong, the lack of detailed trading cost transparency and limited educational content might deter some traders.

Eightcap is one of the most reliable options for UK traders because its prop challenges run directly on the same infrastructure as its FCA-regulated brokerage. You’re trading on Eightcap’s own raw pricing and execution, not a prop firm feed, which gives a far more stable environment for forex traders who rely on clean fills or EA automation.

You can choose between traditional one- and two-phase evaluations, or the faster Day Trader challenge if you prefer short, timed sessions. Platform support is excellent, with full MT4/MT5 access for automated strategies and TradeLocker for manual trading. For UK traders who prefer a “broker feel” rather than the volatility of independent prop firms, Eightcap is a strong, dependable fit.

Eightcap scored 89/100 in our UK testing, mostly due to its stability, tightly-priced forex feed and familiar MT4/MT5 workflow. Where many prop firms rely on synthetic liquidity or proprietary price streams, Eightcap’s challenges pull directly from its brokerage infrastructure, giving UK traders very consistent spreads across London and New York sessions.

All trading is still simulated (as with every prop firm), but the underlying pricing and execution mirrors the broker’s real environment, which is a major advantage if you already trade CFDs with UK brokers.

Challenges and Fees

Eightcap runs three challenge types that suit different styles:

• One Step Challenge: A single step evaluation with one target and straightforward rules.
• Two Step Challenge: A more gradual evaluation split into two steps.
• Day Trader Challenge: Built for fast, high-focus sessions. You choose a 1- to 8-hour window and a stake/multiplier, trading a fixed £10K equivalent balance on TradeLocker. Fully manual with no minimum days.

Trading Costs & Spreads

Trading conditions are cleaner than most UK-friendly prop firms because Eightcap uses its own raw-spread brokerage feed:

• Forex spreads often start at 0.0 pips on EUR/GBP, GBP/USD and EUR/USD, with a flat £5 round-turn commission on forex, indices and commodities.
• Crypto CFDs are commission-free.
• UK and US stock CFDs appear only in the Day Trader challenge with low-cost per-lot fees.

During testing, spreads and execution stayed extremely stable around the London open, a common problem point for many prop firms.

Funded Accounts and Payouts

Once funded, you start at an 80% profit split, with an option to upgrade to 90%.
Payouts are available every 14 days with a £100 minimum, and crypto withdrawals can be made from £10.

There’s no traditional scaling plan, but the funded accounts behave exactly like the evaluation in terms of spreads, execution and platform behaviour, something UK traders switching from local brokers will appreciate.

Trading Platforms and Markets

Eightcap supports three platforms:

• MT4 & MT5: Available on the One Step and Two Step challenges. You can run Expert Advisors, custom indicators, scripts and trade managers exactly as you would on a normal UK broker account.
• TradeLocker: Used exclusively for the Day Trader challenge, with straightforward order entry and fast charting designed for short sessions.

Forex, indices, commodities, crypto and ETFs are available on all challenge types.
US stock CFDs are exclusive to the Day Trader model.

Leverage is highest on One Step and Two Step accounts, while Day Trader uses reduced leverage to keep timed sessions stable.

Trust and Support

Eightcap’s prop programme benefits from the broker’s established global presence and FCA regulation on its UK entity, giving an extra layer of reassurance when compared to independent firms. Support is responsive through live chat and email, and during our UK testing the help team handled payout queries quickly and clearly.

Final Verdict

Eightcap is a great option for UK traders who want prop funding but prefer the stability of a real broker’s pricing and MT4/MT5 execution. It’s not the cheapest, and it lacks a long-term scaling plan, but the trading environment is one of the most consistent you’ll find — especially for EA users and intraday forex traders who depend on reliable spreads across the London session.

Funded Trading Plus (FTP) provides a range of trading programs, including instant funding, with profit splits from 80% up to 100%.

The flexibility to scale accounts to $5 million and customisable payout schedules make it a top prop firm for traders looking for instant funding and long-term growth.

FTP caters to traders of all levels with its one-phase, two-phase, and instant funding options. Account sizes range from $5,000 to $200,000, and scaling opportunities allow accounts to grow up to $5 million. The firm supports a variety of trading platforms, providing versatility for different strategies.

Challenges and Fees

FTP offers four main program types:

• One-Phase Challenge: Ideal for traders confident in meeting profit targets without additional verification steps.
• Two-Phase Evaluation: A structured two-step assessment with lower profit targets in the second phase.
• Two-Phase Static Drawdown (Prestige Program): Combines two-phase evaluation with a static drawdown for consistent risk management.
• Instant Funding (Master Trader Program): Skip evaluations and start trading immediately with real capital.

Key details for each challenge:

• Profit Targets: Range from 8% to 10% for evaluation programs.
• Drawdown Limits: Daily losses capped at 4%-6%, with total losses at 6%-10%.
• Challenge Fees: Start from $119 for one-phase accounts and $225 for instant funding.

Trading rules are flexible, with no minimum trading days, no consistency requirements, and no stop-loss mandates. This approach allows traders to adapt strategies without restrictive conditions.

Funded Accounts and Payouts

Once funded, prop traders receive a profit split starting at 80%, which can scale to 90% or 100% depending on performance. Payments are processed weekly with a minimum profit threshold of $50.

FTP’s scaling plan is a standout feature, enabling traders to increase account balances by 10% increments after hitting profit targets. Accounts can grow up to $5 million without restrictive timelines, providing ample room for long-term growth.

Payment methods include bank transfers and cryptocurrency, offering convenience and quick access to earnings.

Trading Platforms and Markets

FTP supports five trading platforms: Match-Trader, DXTrade, MT4 (Platform 4), MT5 (Platform 5), and cTrader.

• MT4 and MT5: Excellent for forex traders, with advanced charting tools and support for automated trading.
• Match-Trader: Integrates seamlessly with TradingView for advanced analysis.
• DXTrade: A lightweight option but with connectivity issues during testing.
• cTrader: Offers detailed market depth but incurs a $25 usage fee.

FTP provides access to 53 financial markets, including:

• Forex: 37 pairs with up to 30:1 leverage.
• Commodities: Gold, silver, and crude oil with 10:1 leverage.
• Indices: Major global indices with up to 20:1 leverage.
• Cryptocurrencies: Bitcoin, Ethereum, and others with 2:1 leverage.

While the selection covers major asset classes, the limited range of instruments might not suit traders seeking more diversity.

Trust and Support

FTP is an independent firm with no broker affiliation, which may concern some traders. However, it maintains a strong community presence and positive user feedback.

• TrustPilot Rating: 4.7/5 based on over 2,000 reviews, highlighting fast payouts and supportive customer service.
• Community Engagement: Active Discord with 40,000 members fosters collaboration among traders.
• Customer Support: Available 24/7 via live chat and email, though the chatbot experience is limited.

Educational resources are basic, focusing on platform tutorials and strategy tips. While helpful for experienced traders, beginners might need additional resources.

Final Verdict

Funded Trading Plus offers flexibility with instant funding, clear evaluation programs, and scalable accounts up to $5 million. Its competitive profit splits and customizable payouts make it appealing to traders looking for simplicity and growth potential.

Topstep is the leading futures-focused prop trading firm, offering a structured path to funding through its three-step evaluation process. Its combination of flexible challenges, high payout potential, and accessible platforms makes it a standout choice for UK traders.

With a 100% profit split on the first $10,000 earned and a 90% split thereafter, Topstep is ideal for disciplined traders aiming to maximise earnings in futures markets.

Topstep is a Chicago-based prop trading firm specialising in futures trading. Although fees are a little higher than competitors, the futures prop firm offers of a 100% profit split on the first $10,000 (then 90% after), making it a solid choice for traders looking for structured funding.

The firm’s three-step evaluation process—Trading Combine, Express Funded, and Live Funded Account—sets a clear pathway to accessing live capital.

Challenges and Fees

Topstep’s evaluation process consists of three steps:

• Trading Combine: Simulated trading to meet profit and risk targets with no time limits. Monthly fees range from $49 to $149, depending on account size.
• Express Funded Account: A simulated account with real profit payouts. Activation costs $149, but there’s no ongoing subscription.
• Live Funded Account: Real capital trading with profit withdrawals, but breaching the loss limit leads to account closure.

Topstep futures trading prop accounts features:

• Profit Targets: $3,000–$9,000 depending on account size.
• Max Loss Limits: $2,000–$4,500.
• Higher Challenge Feess: Combine fees are $49–$149/month, with a $149 activation fee for the Express Funded stage, which can add up.

Topstep’s fees also include platform-specific trading costs like commissions, exchange fees, and optional features such as Level 2 Depth of Market data for $39/month. The firm’s realistic trading environment mirrors live market costs.

Funded Accounts and Payouts

Once funded, Topstep offers a 100% profit split on the first $10,000 and a 90/10 split thereafter. Traders can withdraw profits after five non-consecutive winning days, with payouts processed via methods like ACH, Wise, or wire transfer.

Scaling plans are built into risk management, with lot size limits based on account balance. While Topstep supports growth, the $150,000 cap on account size may not suit traders seeking larger opportunities.

Trading Platforms and Markets

Topstep provides access to 32 futures markets, including forex futures, equity indices, commodities, and metals. The firm offers various platforms:

• Free trading platforms: TopstepX, Tradovate, and TradingView, ideal for cost-conscious traders.
• Paid options: NinjaTrader and others, offering advanced tools for experienced traders.

Leverage depends on account size, with limits of 5–15 lots for standard accounts and proportional flexibility for micro contracts. Monthly exchange data fees ($135 per exchange) apply in the Live Funded stage, so traders should factor this into their budgets.

Trust and Support

Topstep has a strong reputation with a 4.6/5 TrustPilot score from over 5,500 reviews. Its large Discord community (86,000 members) offers educational content and peer support, while 24/7 customer service is available via chat, email, and phone.

Educational resources include TopstepTV, with live trading sessions, blogs, and group coaching sessions, making it valuable for both new and experienced traders.

Final Verdict

Topstep is a great choice for futures traders seeking a structured, transparent path to funding. The high profit split on initial earnings, realistic trading conditions, and platform variety make it stand out. However, costs like data fees and account size limits might deter those seeking broader market access or lower expenses.

FTMO has earned its reputation as one of the top prop trading firms, offering traders a structured evaluation process and competitive profit-sharing options.

With account types tailored to different trading styles, from conservative approaches to aggressive strategies, FTMO ensures flexibility. A popular feature of the prop UK firm includes an automatic scaling system, which allows account growth up to $2 million.

FTMO provides account sizes ranging from $10,000 to $200,000, with profit splits starting at 80% and scaling up to 90% for consistent performers. The firm supports trading across forex, commodities, indices, cryptocurrencies, stocks, and bonds, with leverage up to 1:100 for most accounts.

Challenges and Fees

FTMO’s evaluation process involves two steps: the Challenge and Verification phases. Fees cover both steps and are refundable upon passing. The firm offers three account types to suit different trading styles and risk appetites:

1. Standard Account: Designed for balanced trading, this account requires a 10% profit target in the Challenge phase, reduced to 5% in the Verification phase. The daily loss limit is 5%, and the maximum loss limit is 10%.
2. Aggressive Account: Aimed at traders who prefer higher risks for larger rewards. This account has a 20% profit target during the Challenge phase and 10% during Verification. The daily loss limit is 10%, and the maximum loss limit is 20%.
3. Swing Account: Ideal for traders holding positions over weekends or through news events. This account offers flexibility but comes with reduced leverage to manage risk effectively. Profit targets and loss limits match the Standard Account.

Funded Accounts and Payouts

Once traders complete both evaluation phases, they receive funded accounts with several benefits:

• Profit Split: Starts at 80%, increasing to 90% for consistent performance.
• Scaling Plan: Accounts grow by 25% every four months if traders achieve a 10% profit during this period. Maximum account scaling reaches $2 million.
• Payouts: Traders can request payouts after 14 days from their first trade. Payments are typically processed within 1-2 business days, with no withdrawal fees.

FTMO supports payout methods such as bank transfers, Skrill, and cryptocurrency, ensuring flexibility and convenience.

Trading Platforms and Markets

FTMO offers access to four platforms: MT4, MT5, cTrader, and DXTrade. These platforms cater to both manual and automated traders, with advanced tools for analysis and execution.

The prop trading firms also offers a great range of financial markets to trade:

• Forex: Major, minor, and exotic currency pairs
• Commodities: Gold, silver, and oil
  Indices: Global indices such as US30, GER40, and UK100
• Cryptocurrencies: Popular pairs like BTC/USD and ETH/USD
• Stocks and Bonds: Select equities and government bonds

Leverage varies between challenge account types:

• Standard and Aggressive Accounts: Up to 1:100
• Swing Accounts: Capped at 1:30

Trust and Support

FTMO is highly rated on Trustpilot, with a 4.9/5 score based on over 5,000 reviews. The firm is recognized for its transparency, customer support, and educational resources.

• Customer Support: 24/7 availability via live chat, email, and phone, with assistance in 18+ languages.
• Educational Materials: Video tutorials, trading tips, and strategy insights. Performance-tracking apps and risk management tools.
• Mentor App: To guide traders on discipline and money management

FTMO also offers tools like the Equity Simulator to forecast long-term performance and statistical apps to track market trends.

Final Verdict

FTMO delivers a well-rounded package for traders seeking structured evaluations, competitive payouts, and scalable accounts. The firm’s transparent rules, diverse platforms, and supportive resources cater to both beginners and experienced traders.

The 5%ers offer diverse challenges to suit different trading styles, with the chance to scale accounts up to $4 million and profit splits as high as 100%. Their Bootcamp program is ideal for gradual progression, while High Stakes and Hyper Growth challenges cater to traders seeking faster growth or instant funding. However, the firm’s higher commission fees and limited transparency on spreads may deter cost-conscious traders.

The 5%ers is a prop UK firm that provides evaluation-based funding opportunities for traders, allowing access to a range of financial markets, including forex, stocks, and crypto.

With funding options up to $250,000 during evaluations and scaling up to $4 million, the firm caters to various trader profiles. Their educational resources, such as live classes and webinars, are a strong advantage for skill development.

Challenges and Fees

The 5%ers provide four challenge types tailored to various trading goals. Each challenge has unique profit targets, account sizes, and fees, ensuring flexibility for all trader levels.

1. Bootcamp: A three-step evaluation with unlimited time, designed for low-risk traders. Account sizes range from $20,000 to $250,000, with a 6% profit target per stage. Fees start at $95 and go up to $350.
2. High Stakes: A one-step challenge for rapid growth, suitable for experienced traders. Accounts range from $5,000 to $100,000 with a 10% profit target. Fees range from $39 to $495.
3. Hyper Growth: Instant funding with no evaluation, ideal for traders seeking fast account scaling. Accounts range from $10,000 to $40,000, with a 10% profit target. Fees start at $260 and reach $850.
4. Stock Trading: Focused on day and swing traders, this challenge offers flexibility with no PDT restrictions. Accounts range from $3,000 to $160,000, with profit targets of 5–8%. Fees start at $110 and go up to $475.

Fees for each challenge are competitive, but The 5%ers charge a $4 commission per standard lot (round turn), which is higher than many rivals.

Spreads range from 0.2 to 0.9 pips on major forex pairs, though full transparency on spreads across all instruments is lacking.

Trading rules include mandatory stop-loss orders, a maximum daily loss of 3–5%, and an overall drawdown cap of 6–10%, depending on the challenge.

Traders must also maintain consistent risk management throughout.

Funded Accounts and Payouts

Traders who pass evaluations receive funded accounts with profit splits between 80% and 100%.

Bi-weekly payouts require a minimum withdrawal of $150, with profits re-investable to expand drawdown limits. Scaling plans double account sizes upon reaching 10% profit targets, with maximum funding up to $4 million.

Payment methods include cryptocurrencies, Rise, and prepaid cards, providing flexible withdrawal options.

Trading Platforms and Markets

The 5%ers exclusively use MetaTrader 5 (MT5), a platform suited for both beginners and experienced traders with features like advanced charting, automated trading through Expert Advisors (EAs), and mobile compatibility.

Markets include:

• Forex: 26 pairs.
• Commodities: 4 instruments, including gold and oil.
• Indices: 6 global indices like NAS100 and DAX30.
• Cryptocurrencies: Bitcoin and Ethereum.

Leverage varies by challenge:

• Bootcamp and High Stakes: 1:10.
• Hyper Growth: 1:30.

Trust and Support

The 5%ers maintain a 4.9/5 TrustPilot rating, reflecting strong customer satisfaction.

Their active Discord community connects traders for strategy discussions and insights, while live classes and webinars enhance educational support.

However, the lack of transparency about liquidity providers may concern traders seeking full clarity on trading infrastructure.

Final Verdict

The 5%ers offer diverse challenges and substantial growth opportunities, making them a good fit for traders focused on scaling and high profit splits.

While higher fees and limited cost transparency might not suit everyone, their variety of programs and educational resources stand out, particularly for traders seeking flexibility and long-term success.