Best Funded Trading Accounts

flexible models, low-cost challenge options, and the ability to earn up to 95% profit split. Traders can choose from multiple evaluation styles—including the fast-track Stellar One Step, standard two-phase Evaluation, and budget-friendly Stellar Lite—with funded accounts from $5,000 to $200,000. With the ability to scale accounts to $4 million, it’s designed for long-term growth.

Use code PROPFIRMS for a 120% refund—100% of your challenge fee back plus 20% extra as a bonus once funded.

FundedNext runs exclusively on three models: Stellar One Step, Stellar Two Step, and Stellar Lite. All options offer 95% profit splits once funded, with flexible rules and no time limits. Funded accounts start at $5,000 and scale up to $200,000, with maximum capital allocation capped at $4 million through their scale-up program.

Funded Trading Accounts

With FundedNext, you don’t have to wait to start earning—traders on the Stellar One Step and Two Step models get a 15% profit share during the challenge phase. Once funded, payouts can start as early as five business days for Stellar One Step accounts, while Stellar Lite accounts unlock bi-weekly withdrawals.

Drawdown limits vary by model, ranging from 3% to 5% daily and 6% to 10% overall, giving you some breathing room while keeping risk in check. Leverage is capped at 30:1 for the One Step, but jumps to 100:1 for Stellar Two Step and Lite, which is ideal if you prefer more flexibility.

Expert Advisors (EAs) are also permitted on MT4 and MT5—great if you rely on automation or advanced strategies.

Scaling Plan

FundedNext scales your account by 40% every four months if you:

• Grow the account by 10%
• Complete two successful withdrawals
• Finish the final cycle in profit

This continues up to a max of $4 million. So a $100K account could scale to $140K in 4 months, $196K in 8 months, and so on.

How to Become a FundedNext Trader?

FundedNext offers three challenge models, each designed to suit a different type of trader.

1. Stellar One Step is ideal if you want to skip the long evaluation and get funded fast. It’s a single-phase challenge with moderate risk limits and a 15% profit share from the moment you start.
2. Stellar Two Step is better suited for consistent traders who prefer a more structured path. The two-phase format gives you more flexibility on risk and strategy, while still offering a profit share during the challenge.
3. Stellar Lite is the most affordable option, designed for traders starting out or testing the waters. It has tighter drawdowns, no payouts during the challenge, and smaller account sizes—but it’s a solid choice if you want lower upfront fees and still access a 95% split once funded.

You can customise your evaluation by adding the following (fees are percentage-based and applied to the base challenge fee):

• Lifetime 95% Payout (+30%): Lock in the full 95% profit split from day one, even before scaling.
• Double Up (+40%): Automatically double your funded account size upon successful challenge completion.
• No Minimum Trading Days (+20%): Remove the minimum trading day requirement.
• 10% Overall Loss Limit (+25%): Increases the drawdown buffer for Stellar Lite accounts only.
• Bi-Weekly Payouts (+15%): Unlock faster payout schedules.
• Swap-Free Account (+10%): Removes overnight swap fees across all account types and sizes. Ideal for traders following religious or swing-trading strategies.

Verdict on FundedNext’s Funded Accounts

FundedNext ranks as the best funded account overall for traders wanting fast access to capital, strong earning potential, and flexible rules. With options for low-cost entry, fast withdrawals, and challenge-phase payouts, it’s suited for serious traders focused on consistent growth.

BrightFunded earnt the second spot our shortlist for its challenge customisation, unlimited scaling plan, and unique Trade2Earn loyalty program which rewards you with practical perks like free evaluations and higher profit splits. With profit shares up to 100%, fast payouts, and 24/7 support, BrightFunded is a top prop firm if you are looking to grow your account over the long term and be rewarded for your trading activity along the way.

Use promo code PROPFIRMS20 for a 20% discount!

BrightFunded takes the number two spot on our list because it combines competitive challenges with real long term value. With accounts from $5K to $200K, profit splits that can reach 100%, and one of the only unlimited scaling plans in the industry, BrightFunded is a great fit if you want more than just a short term challenge. Add in the unique Trade2Earn loyalty program, and you’ve got a prop firm that rewards activity, not just winning results.

Funded Accounts

BrightFunded runs a simple two-step evaluation before you unlock your funded account. The model is clear and fair, with a 5% daily loss limit and 10% total drawdown applied across all account sizes. You start on an 80% profit split, which can be increased to 90% through add-ons or scaled up to 100% as you grow your account.

Customisation is another big draw here. Optional add-ons let you shorten payout cycles to weekly or bi-weekly, remove the 5-day minimum trading rule, or even refund your challenge fee after funding.

BrightFunded gives you access to forex, commodities, indices, and a great range of cryptocurrency markets on three platforms, MetaTrader 5, cTrader, and DXtrade.

Trade2Earn Loyalty Program

BrightFunded’s Trade2Earn program is a unique perk that rewards every trade you place, whether profitable or not. Tokens are added automatically to your dashboard and can be redeemed for:

• Free evaluations or discounts of up to 50% on future challenges
• Profit split boosts all the way to 100%
• Lower profit targets or extended drawdown limits during challenges
• Practical perks that reduce trading costs and increase flexibility

So far, BrightFunded has distributed more than 175,000 tokens and paid out an extra $200,000 through their loyalty program. It’s a genuine long term incentive that makes them unique from other prop firms.

Scaling Plan

One of BrightFunded’s biggest selling points is its unlimited scaling plan. Every 4 months, you can increase your balance by 30% of the original size as long as you:

1. Achieve at least 10% profit over the period
2. Are profitable in 2 out of 4 months
3. Complete two profit payouts
4. Finish the cycle with a positive balance

There’s no cap on how many times you can scale, and once you hit the third milestone you keep 100% of profits. This makes BrightFunded one of the most future-proof prop firms for traders who want real account growth.

How to Become a BrightFunded Trader?

BrightFunded keeps things clear and simple with a traditional two step evaluation process:

• Step One: Hit an 8% profit target while staying within the 5% daily loss limit and 10% overall drawdown. You’ll also need to trade for at least 5 days.
• Step Two: The target drops to 5%, with the same risk rules and a minimum of another 5 trading days.
• Funded Account: Pass both steps and you’ll unlock your funded account, starting with an 80% profit split and the chance to scale all the way to 100% through add-ons or long-term performance.

The process is flexible too. With add-ons, you can speed up payouts, skip the minimum trading days, or even start with a higher profit split. That means you can shape the evaluation to match your exact needs instead of being stuck with a one size fits all challenge.

Final Verdict on BrightFunded

BrightFunded earns an overall score of 95/100 its place near the top of our list thanks to its unlimited scaling, loyalty rewards, and flexible account setup. It’s rare to find a prop firm that offers both low entry costs and long term growth, but BrightFunded manages both. With three strong platforms including MT5, 100% profit splits, and genuine perks, it’s a great option for forex and crypto traders.

FXIFY makes the cut thanks to its flexible account options, generous profit splits of up to 90%, and a clear scaling plan that allows traders to double their account size every three months with consistent performance. Traders can choose from instant funding or evaluation challenges tailored to different experience levels, while platform options like MT4, MT5, and DXTrade provide access to diverse markets, including forex, commodities, and indices.

FXIFY combines flexibility and growth potential, offering traders the opportunity to scale their accounts and maximise profits with structured trading rules. Their funded accounts provide adaptable options like instant funding or multi-phase challenges, paired with advanced platforms and a supportive community.

While FXIFY’s transparency around trading costs could improve, their focus on scaling and profit-sharing options makes them an attractive choice for traders who prioritise capital growth.

Funded Trading Accounts

FXIFY funded accounts provide a starting profit split of 80%, which can be upgraded to 90% with an add-on during account setup. Payouts are flexible, with traders able to request withdrawals immediately after their first profitable trade. Bi-weekly payouts are also available for an additional fee.

Once you reach funded trader status with FXIFY, you need to follow these trading rules to keep your trading account:

• Daily Loss Limits: Differ between challenge types, ensuring traders maintain discipline.
• Maximum Drawdown: Between 6-10% depending on the account type.
• Permitted Trading Strategies: Automated strategies (EAs), news trading, and copy trading between personal FXIFY accounts are allowed, while arbitrage and high-frequency trading are restricted.

To tailor your funded account, you can choose various add-ons when you initially sign up:

• Increased Leverage: Up to 50:1 for forex and gold with a 25% fee.
• Higher Profit Splits: Upgrade to a 90% profit split for a 20% fee increase.
• Bi-Weekly Payouts: Add this feature for a 5% fee.

These features make FXIFY’s funded accounts highly customisable and suitable for traders with a range of strategies, from short-term scalping to long-term trend trading.

Scaling Plan

FXIFY’s scaling plan rewards consistent performance with substantial growth opportunities. Traders who achieve a 10% profit within the first three months, with two of those months in profit, receive a 25% account increase. After this, accounts can double every three months if the same targets are met.

Example of Scaling Progression:

• Initial Account Size: $400,000.
• Month 3: Scale up to $500,000.
• Month 6: Double to $1,000,000.
• Month 9: Double again to $2,000,000.
• Month 12: Expand to $4,000,000.

This straightforward system not only motivates traders to maintain discipline but also provides a clear path to handling larger capital allocations over time. The plan’s focus on gradual scaling ensures traders have the opportunity to grow sustainably.

How to Become a FXIFY Funded Trader?

FXIFY offers four distinct paths to secure a funded account, ensuring flexibility for different trading styles:

1. One Phase Challenge: Reach the profit target in a single stage with no time limits while staying within the drawdown cap.
2. Two Phase Challenge: Complete two stages by meeting profit targets in each phase while following risk parameters.
3. Three Phase Challenge: Progress through three structured steps with smaller targets, ideal for traders who prefer a gradual approach.
4. Instant Funding: Skip the evaluation entirely and start trading live capital immediately with profit-sharing from day one.
5. Lightning Challenge: A fast-tracked evaluation with a short timeframe and strict consistency rules.

Each pathway enforces strict drawdown rules to encourage risk management, but traders have the flexibility to choose the evaluation style and timeline that suits their goals.

Verdict on FXIFY’s Funded Accounts

FXIFY is a solid choice for traders focused on growth, offering a clear scaling plan that doubles account size every three months with consistent performance. The 80% profit split, upgradeable to 90%, provides strong earning potential, while flexible account customisations like increased leverage and bi-weekly payouts cater to diverse trading needs.

Blueberry Funded ranks 4th in our 2025 list of the best funded accounts, with a strong score of 93/100, making it one of the highest-rated firms we tested this year. It offers low-cost challenges starting at just $32.50, access to five asset classes including stocks and crypto, and four evaluation types, including a dedicated stock trading challenge. The firm is backed by ASIC-regulated broker Blueberry Markets, adding transparency and trust for funded traders.

Use our Blueberry Funded promo code PROPFIRMS20 for a 20% discount on all challenges.

Blueberry Funded offers four flexible evaluations: 1 Step, 2 Step, 7-Day Rapid, and a dedicated Stock Challenge. These cater to traders seeking everything from rapid funding to structured evaluations. Account sizes range from $5,000 to $200,000, with scaling up to $2 million.

Spreads start from 0.1 pips, and commissions are fixed at $7 round-turn for forex and $2 per lot for stocks. The firm supports MT4, MT5, DXTrade, and TradeLocker across various challenge types.

Funded Trading Account

All Blueberry Funded accounts follow clear rules, including:

• Profit Splits: 80% standard, 90% with performance
• Drawdown Limits: Up to 10% total and 5% daily
• Trading Rules: EAs allowed, no mandatory stop-loss, weekend trading permitted
• Profit Payouts: Every 14 days via RiseWorks (USDC/USDT)

Stock Challenge accounts include additional rules like a consistency rule for withdrawals and restricted trading around market open/close. These help enforce risk control for equity traders.

Scaling Plan

Blueberry Funded’s scaling plan increases account size by 25% every 3 months if you meet:

• A 10% net profit target
• At least four successful payouts within the same period

The maximum capital allocation is $2 million, and trading rules stay the same as your account grows—no stricter limits or new evaluations.

How To Become A Blueberry Funded Trader?

You can choose from four evaluations:

1. One Step: 10% profit target, 6% drawdown, no time limit
2. Two Step: 10% in Phase 1, 5% in Phase 2, 10% drawdown, higher leverage (1:50)
3. Rapid Challenge: 7 days to reach 5% profit, 4% trailing drawdown
4. Stock Challenge: Two-phase evaluation for US stocks, strict drawdowns, and payout rules

All challenges are priced competitively and come with simple risk parameters and platform flexibility.

Final Verdict on Blueberry Funded

Blueberry Funded ranks as the 4th best funded account in 2025 with a score of 93/100. Its low entry fees, strong challenge variety, and access to over 1,100 assets—including US stocks and crypto—make it one of the most flexible prop firms available.

While news trading restrictions and limited payment options are drawbacks, the clear scaling plan, broker-backed credibility, and high TrustPilot rating support its position as one of the most trader-friendly options on the market.

City Traders Imperium (CTI) offers competitive profit splits reaching up to 100%, diverse funding options like 1-Step, 2-Step, and Instant Funding programs, and trader salaries as a unique perk. With affordable fees, clear scaling opportunities up to $2 million, and an engaged trading community, CTI caters to both beginner and experienced traders seeking long-term growth.

Founded in 2018 and based in Dubai, CTI has established itself as a leading prop trading firm with a strong focus on scalability and trader development. CTI provides access to forex, indices, commodities, and cryptocurrencies through MetaTrader 5 and Match Trader platforms, offering flexibility and comprehensive trading tools for traders at all levels.

CTI Funded Accounts

City Traders Imperium (CTI) provides funded accounts that combine attractive profit splits, scaling opportunities, and rewards through the Golden Trader Loyalty Program. These accounts are designed for traders seeking both flexibility and long-term growth.

• Profit Splits: Accounts start with an 80% profit split and can increase to 100% as traders achieve performance milestones.
• Golden Trader Loyalty Program: Rewards consistent performance with additional benefits:
  • Bronze Level: Weekly payouts, a 90% profit split, coaching, and discounts.
  • Silver Level: On-demand payouts, a 100% profit split, and personalized merchandise.
  • Gold Level: Institutional-grade trading conditions, custom funding terms, and a potential one-year salary.

CTI’s funded accounts include rules to promote disciplined and consistent trading:

• Daily Drawdown Limits: Ranges from 6-10% depending on the account type, encouraging disciplined trading.
• News Trading Permitted: Traders can hold positions during high-impact news events and over weekends.
• Stop-Loss Requirement: All trades must include a stop-loss, automatically enforced for risk management.

Scaling Plan

CTI’s scaling plan rewards consistent performance by doubling account sizes up to $2 million while increasing profit splits to 100%.

Progression Example:

• Start with $50,000: A 10% profit milestone doubles the account to $100,000.
• Maintain Consistency: Accounts continue doubling as traders meet additional milestones.
• Profit Split Growth: Each milestone increases the profit split by 10%, capping at 100%.

CTI also offers the Golden Trader Loyalty Program, which adds further rewards, such as VIP coaching, merchandise, and even a potential guaranteed salary at the Gold level.

How to Become a CTI Trader?

CTI provides flexibility with evaluation challenges tailored to various trading styles:

1. 1-Step Challenge: Complete a single phase with a 10% profit target and 6% drawdown cap.
2. 2-Step Challenge: Phase 1 requires a 10% profit target, while Phase 2 lowers the target to 5%.
3. Instant Funding: Skip evaluations and access capital immediately, with up to 100% profit splits.

Both challenges have no time limits, allowing traders to progress at their own pace while focusing on consistency and discipline.

Final Verdict on City Traders Imperium

CTI combines high profit potential with unique benefits like trader salaries, flexible evaluations, and a supportive community. While the firm’s 1:10 leverage for commodities and indices may limit position sizes, its broad market access, affordable fees, and clear scaling opportunities make it an excellent choice for traders aiming for long-term growth.

FTMO provides one of the best funded accounts for stock trading, with competitive spreads, access to leading equities, and multiple platforms like MT4, MT5, and cTrader. The prop firm’s automatic scaling plan increases account balances and profit splits, rewarding consistent performance. You also benefit from a structured evaluation process and flexibility to manage risk their way, making FTMO an ideal choice for stock-focused traders.

FTMO is a leading prop trading firm offering the best-funded accounts for stock traders. With access to popular equities like Apple, Tesla, and Amazon, FTMO provides a profit split starting at 80% and scaling up to 90% for consistent performance. Its range of trading platforms, including MT4, MT5, and cTrader, supports advanced technical and fundamental strategies, making it a top choice for traders seeking flexibility and growth in stock trading.

Funded Trading Accounts

FTMO funded accounts combine flexibility, strong earning potential, and trader-centric rules.

• Profit Splits: Start at 80%, increasing to 90% for consistent traders.
• Account Sizes: Range from $10,000 to $200,000, with scaling up to $2,000,000.
• Daily Loss Limits: 5% for Standard accounts and 10% for Aggressive accounts.
• Maximum Drawdowns: Capped at 10% for Standard accounts and 20% for Aggressive accounts.
• Swing Account Features: Trades can remain open over weekends and during news events, with reduced leverage of 1:30 for forex and indices.
• No Mandatory Stop-Loss: Traders are not required to use a stop-loss, offering flexibility in risk management.

FTMO’s account types—Standard, Aggressive, and Swing—cater to various trading styles, allowing traders to align their strategies with their account’s parameters.

Scaling Plan

FTMO offers a structured scaling plan that rewards consistent performance with increased capital and profit splits.

• Account Growth: Account balances increase by 25% every four months.
• Profit Targets: Achieve a 10% profit within each four-month period.
• Additional Requirements: Process at least two payouts and maintain a positive account balance.

Example Scaling Progression:

• Initial balance: $400,000.
• After 4 months: Scale to $500,000.
• After 8 months: Increase to $600,000.
• After 12 months: Reach $700,000.

Traders who meet these criteria can achieve a maximum account size of $2,000,000 with a 90% profit split, making FTMO’s scaling plan highly appealing for disciplined traders.

How to Become a FTMO Funded Trader?

FTMO’s two-phase evaluation process ensures traders meet rigorous standards of profitability and risk management.

1. FTMO Challenge
   • Profit Target: 10% for Standard accounts, 20% for Aggressive accounts.
   • Daily Loss Limit: 5% (Standard) or 10% (Aggressive).
   • Maximum Loss Limit: 10% (Standard) or 20% (Aggressive).
   • Minimum Trading Days: Four trades over at least four separate days.
2. Verification Phase
   • Profit Target: Reduced to 5% (Standard) or 10% (Aggressive).
   • Loss Limits: Daily and maximum limits remain the same as in the Challenge.

Final Verdict on FTMO

FTMO is the best choice for stock traders, offering robust account options, flexible trading rules, and a proven scaling system. With profit splits up to 90% and access to major global equities, FTMO caters to traders seeking long-term growth. The rigorous evaluation process ensures only skilled traders are funded, making it an ideal platform for disciplined and consistent performers.

Seacrest Funded (formally MyFundedFX) offers flexible challenge structures and multi-platform support. With profit splits starting at 80%, upgradeable to 90% with an additional fee, the firm offers tailored evaluations to suit a range of trader skill levels.

Seacrest Funded offers a unique mix of evaluation challenges, unlimited time to complete targets, and profit splits starting at 80%, upgradeable to 90%. It’s suitable for traders of all levels, with options for beginners seeking lower-risk challenges and experienced traders looking for faster funding. The active Discord community of over 125,000 members is another standout feature, offering resources, trade ideas, and support.

Funded Trading Account

Seacrest Funded provides funded accounts with profit splits starting at 80% and the option to upgrade to 90% for a fee of 20% of the challenge cost. Account sizes range from $5,000 to $200,000, catering to both new and seasoned traders.

Trading rules are straightforward, with daily drawdowns capped at 4%-5%, and overall drawdowns ranging from 6% (trailing) to 10% (static) depending on the account type. News trading is permitted across all challenges, and traders have unlimited time to meet profit targets, reducing pressure.

Customisation is a strong point. Traders can choose from four platforms—MT5, cTrader, MatchTrader, and DXTrade—with spreads starting at 0 pips and commission fees as low as $3 per lot, depending on the platform.

Scaling Plan

Traders can scale their accounts by 25% every three months by achieving a 12% profit target within 90 days. For example, a $100,000 account can grow to $125,000 after meeting the criteria, with further scaling opportunities available as performance milestones are met.

This plan rewards consistent profitability and gives traders a clear path to managing larger capital over time.

How to Become a FTMO Funded Trader?

Seacrest Funded provides four challenge types tailored to suit a range of trading styles and experience levels:

1. One Step Challenge: A straightforward, single-phase evaluation where traders must achieve a 10% profit target while staying within a 6% trailing drawdown. This is best for experienced traders seeking quick funding.
2. Two Step Challenge: A two-phase evaluation with profit targets of 8% in Phase 1 and 5% in Phase 2. Risk is managed with an 8% static drawdown, offering a balanced approach for intermediate traders.
3. Two Step Max Challenge: Similar to the standard 2-Step Challenge but with a higher risk tolerance, featuring a 10% static drawdown. This option is suited to traders who prefer slightly looser risk parameters.
4. Three Step Challenge: A gradual evaluation designed for beginners or risk-averse traders. The three phases have progressively lower profit targets of 6%, 6%, and 4%, ensuring a more manageable pathway to funding.

Final Verdict on Seacrest Funded

Seacrest Funded, formally MyFundedFX or MFFX, has flexible challenges, strong community support, and unlimited time to complete evaluations. While the leverage cap of 1:30 may not suit all trading styles, its scaling opportunities, competitive pricing, and trader-focused rules make it a solid choice for those seeking growth and structured evaluations.

ThinkCapital is an excellent broker-backed prop firm offering traders flexible challenge options, reliable trading platforms, and competitive profit splits. With account sizes up to $200,000, evaluation fees starting at $39, and profit splits reaching 90%, it’s a strong choice for those seeking consistent payouts and fast execution.

ThinkCapital offers traders a broker-backed prop trading experience with flexible evaluation challenges and funded account options. With account sizes up to $200,000 and profit splits starting at 80% (upgradeable to 90%), ThinkCapital caters to various trading strategies. The firm’s user-friendly platforms, MT5 and ThinkTrader with TradingView integration, enhance trading flexibility, while the structured scaling plan encourages long-term growth.

Funded Trading Accounts

ThinkCapital’s funded accounts provide traders with access to live capital after passing one of three challenge types. These accounts are designed to accommodate various trading styles, offering flexibility in trading rules and platform features.

• Profit Splits: Start at 80% and can increase to 90% with add-ons.
• Daily Loss Limit: 3%-4% of the account balance, depending on the challenge type.
• Overall Drawdown: Capped at 6%-8%.
• Trading Platforms: Choose between MT5 or ThinkTrader with TradingView integration, suitable for manual and automated trading strategies.
• Flexible Trading Strategies: News trading, hedging, and automated trading with EAs are allowed but may require specific add-ons.

Scaling Plan

ThinkCapital provides a structured scaling plan, allowing traders to grow their account size steadily by meeting performance milestones.

• Achieve a total profit of 10% within a three-month review period to qualify for a 20% account increase.
• Repeat the scaling process every three months, with account balances growing incrementally until the maximum cap of $1 million is reached.

Scaling eligibility requires traders to make at least three withdrawals within the review period, ensuring consistent engagement with the program. While the $1 million cap is competitive, it may not suit those seeking larger scaling opportunities.

How to Become a ThinkCapital Funded Trader?

ThinkCapital provides three evaluation challenges tailored to different trading styles and experience levels, offering traders multiple pathways to secure a funded account.

1. Lightning Challenge: A one-phase evaluation requiring a 10% profit target with a 3% daily loss limit and a 6% maximum drawdown. Leverage is capped at 1:30, making it suitable for traders looking for straightforward entry.
2. Dual Step Challenge: A two-phase evaluation where traders must achieve an 8% profit target in Phase 1 and a 5% target in Phase 2. Leverage increases to 1:100, allowing for more dynamic trading strategies.
3. Nexus Challenge: This three-phase evaluation requires traders to reach a total profit target of 18%. It is designed for advanced traders focusing on consistency and risk management, with a 1:100 leverage option.

Final Verdict on ThinkCapital 

ThinkCapital is a solid choice for traders seeking flexibility and competitive trading conditions. The variety of evaluation challenges accommodates all skill levels, and the scaling plan supports steady growth up to $1 million. Although some trading rules require add-ons, ThinkCapital’s strong profit splits, reliable platforms, and transparent rules make it a compelling option for funded trading.

IC Funded provides access to one of the most competitive funded trading environments, backed by IC Markets, a highly reputable broker. With account sizes up to $500,000, ultra-low spreads starting from 0 pips, and flexible trading platforms like MT4, MT5, and cTrader, IC Funded is a strong choice for traders seeking reliable conditions and low-cost entry points.

IC Funded stands out for its low-cost challenges and reliable trading conditions, backed by IC Markets’ trusted reputation. Offering funded accounts up to $500,000, tight spreads from 0 pips, and popular platforms like MT4, MT5, and cTrader, it’s an accessible choice for traders aiming to prove their skills and scale capital efficiently.

Funded Trading Accounts

IC Funded’s funded accounts provide traders with live capital after successfully passing their evaluation process. Account sizes range from $5,000 to $500,000, catering to traders at various experience levels.

• Profit Splits: Begin at 75% and increase to 80% after one month of consistent performance.
• Daily Loss Limit: 5% of the account balance.
• Overall Drawdown: Capped at 10%.
• Trading Platforms: MT4, MT5, and cTrader are available, accommodating both manual and automated trading strategies.
• Trading Rules: News trading, weekend trading, and hedging are allowed. Expert Advisors (EAs) are supported, but copy trading and high-frequency trading are prohibited.

The combination of low spreads, flexible trading rules, and high platform compatibility ensures that traders can operate under favourable conditions while managing risk effectively.

Scaling Plan

IC Funded provides a straightforward scaling plan, allowing traders to grow their account balance to a maximum of $500,000.

• Traders can start with smaller accounts and, upon consistent profitability, retake the evaluation process to unlock higher account tiers.
• Scaling is capped at $500,000, making it less expansive than some competitors but still offering ample growth opportunities for disciplined traders.

While the scaling cap may not suit traders seeking multi-million-dollar accounts, it provides a clear and manageable path for those focused on incremental growth.

How To Become a IC Funded Trader?

IC Funded’s evaluation consists of two phases designed to test traders’ profitability and risk management skills.

Seven challenge levels are available, starting at $5,000 for $49 and going up to $500,000 for $2,498.

Phase 1: Evaluation

• Profit Target: 10% of account balance.
• Risk Rules: Traders must adhere to a 5% daily loss limit and a 10% overall drawdown cap.

Phase 2: Verification

• Profit Target: Reduced to 5%.
• Risk Rules: The same loss limits apply as in Phase 1.

Once both phases are completed, traders receive their funded account and can begin earning profit splits. The unlimited time frame for evaluations allows traders to focus on consistent performance without unnecessary pressure.

Final Verdict on IC Funded

IC Funded combines competitive fees, reliable trading conditions, and strong platform options, making it an ideal choice for traders seeking a cost-effective way to access funded accounts. The two-phase evaluation process, though rigorous, ensures that traders with consistent skills are rewarded with live capital.

We recommend The 5%ers for its flexibility in evaluation options, including Bootcamp for gradual scaling, High Stakes for quick growth, and Hyper Growth for instant funding. The firm also offers up to 100% profit splits and the chance to scale accounts to $4 million. However, it ranks last on our list as other prop firms provide more competitive pricing and tighter spreads.

The 5%ers provide a range of funded account options tailored to different trading styles and goals. With up to 100% profit splits, access to forex, stocks, crypto, and commodities, and evaluation programs designed for growth, this prop firm is a solid choice for traders focused on scaling and profitability. However, limited transparency on spreads and higher commission fees may impact traders seeking cost efficiency.

Funded Accounts

The 5%ers offer funded accounts with flexible trading rules and competitive features:

• Profit Splits: Start at 80%, with opportunities to earn up to 100%.
• Daily Loss Limit: 3%-5% depending on the program.
• Overall Drawdown: Capped at 5%-10%.
• Trading Platforms: MT5 and MatchTrader, suitable for manual and automated strategies.
• Trading Rules: Stop-loss required, limited risk per trade, and trading during news events allowed.

The Bootcamp and High Stakes programs provide gradual and aggressive growth options, while Hyper Growth offers instant funding for traders seeking faster capital access.

Scaling Plan

The 5%ers offer scaling opportunities designed to reward consistent profitability:

• Scaling Criteria: Achieve a 10% profit target to double the account size.
• Profit Share Growth: Starts at 50% and increases to 100% with performance milestones.
• Maximum Scale: Accounts can grow up to $4 million.
• Review Period: Unlimited time to meet scaling targets, offering flexibility.

The scaling plan ensures traders can steadily grow their capital, making it ideal for those focused on long-term profitability.

How to Become a 5%ers Funded Trader?

The 5%ers provide four main evaluation options to suit different trading styles:

1. Bootcamp Challenge – A three-step evaluation with a 6% profit target per step, suitable for gradual growth and low-risk traders.
2. High Stakes Challenge – A one-step evaluation with 8%-10% profit targets, designed for experienced traders pursuing faster scaling.
3. Hyper Growth Challenge – Offers instant funding with no evaluation phase and leverage up to 1:30 for rapid account growth.
4. Stock Swing and Day Trading Challenge – Tailored for stock traders, providing flexibility with 45-100 days to achieve 5%-8% profit targets.

Final Verdict on The 5%ers

The 5%ers stand out for their diverse challenge options, profit splits up to 100%, and account scaling to $4 million. The variety of funding paths caters to traders with different strategies, while the high TrustPilot rating reflects user satisfaction. However, limited transparency on trading costs and liquidity providers may be drawbacks for cost-conscious traders. Overall, The 5%ers is a strong option for traders seeking flexibility and growth potential.