Find the best instant funding prop firms offering immediate access to trading accounts and capital. This guide breaks down true instant funding account options only, along with their platforms, fees, profit payouts and more, to help you choose the ideal funded account and prop firm.
The10 best instant funding accounts we tested in 2026 were
Unlike sites that give you the same info as a prop firms FAQ, we audit every instant funding prop firm by buying accounts with our own money and running them through a rigorous signup-to-payout lifecycle test. We execute identical trades across multiple firms simultaneously in our tests, to capture hard data on execution speeds, spread variance, and slippage, ensuring direct apples-to-apples comparisons. We meticulously log every friction point, from platform outages and lag, to unhelpful customer support teams, and delayed rule enforcement.
Prop Firm Score
Challenge Types
Instant, Rapid, 1 Step, 2 Step, Prime
Trading Platforms
MT4, MT5, DXTrade, TradeLocker
Profit Payout
80 - 90%
Our Testing Experience
Blueberry Funded ranks 1st on our shortlist because it offers two different types of instant funding accounts, unlike most firms that only offer one. Instant Lite keeps risk tighter with a daily loss cap, while Instant Elite removes that limit for more breathing room.
It’s also backed by Blueberry Markets, an ASIC regulated forex broker, meaning transparent pricing, stable execution, and strong oversight. Combined with competitive fees and payouts every 14 days, Blueberry’s setup covers both security and performance.
Pros & Cons
Full Details
Blueberry Funded offers two instant funding accounts that start with a 80% profit share, giving you immediate access to funded capital without any need to work through an evaluation process. Both instant options use a trailing drawdown that moves up as your equity grows, locking in profits while protecting the account.
The key difference between the two instant funding accounts is how risk is managed. The Instant Lite has stricter daily and overall loss limits, while Instant Elite removes the daily loss cap and has a more relaxed overall drawdown, but the initial fees are higher.
Instant Lite gives you instant access to funded capital with tighter drawdown limits. You’ll work under a 2% daily loss and a 4% total trailing drawdown, which moves up as your balance grows. The setup rewards consistency and helps control exposure from day one.
It’s a solid option if you trade shorter timeframes, manage smaller positions, or prefer steady growth with less volatility. The structure keeps risk defined and lets you build results without large balance swings.
| Account Size | One-Off Fee | Profit Target | Max Total Loss (10%) | Max Daily Loss |
|---|---|---|---|---|
| $1,250 | $37.04 | ✗ | $125 | ✗ |
| $2,500 | $55.56 | ✗ | $250 | ✗ |
| $5,000 | $83.33 | ✗ | $500 | ✗ |
| $10,000 | $125.00 | ✗ | $1,000 | ✗ |
| $25,000 | $187.50 | ✗ | $2,500 | ✗ |
| $50,000 | $375.00 | ✗ | $5,000 | ✗ |
| $100,000 | $750.00 | ✗ | $10,000 | ✗ |
Instant Elite offers the same direct funding but removes the daily loss limit, giving you a wider 10% total trailing drawdown. You have more room to manage open positions, scale in, or hold trades overnight.
It fits better if you’re experienced with self-managed risk or trade swing and multi-day setups that need space to play out. The flexibility makes Instant Elite the more open version of Blueberry’s instant accounts, while keeping the same payout and scaling rules.
| Account Size | One-Off Fee | Profit Target | Max Total Loss (10%) | Max Daily Loss (2%) |
|---|---|---|---|---|
| $2,500 | $100 | ✗ | $250 | $50 |
| $5,000 | $300 | ✗ | $500 | $100 |
| $10,000 | $400 | ✗ | $1,000 | $200 |
| $25,000 | $800 | ✗ | $2,500 | $500 |
| $50,000 | $1,500 | ✗ | $5,000 | $1,000 |
Other Challenges
If you prefer an evaluation route, Blueberry has four additional challenges. Rapid runs a single 7 day challenge and will suit if you prefer short, high feedback setups. One Step keeps things simple with a static drawdown, while Two Step and Prime offer more structure.
Blueberry Funded’s trading costs come directly from its broker, Blueberry Markets, using a raw pricing model with fixed commissions.
This setup provides stable execution costs for both discretionary and automated traders. All pricing is identical across platforms, so conditions stay consistent whether you trade on MT4, MT5, DXTrade, or TradeLocker.
Blueberry Funded’s instant funding accounts offer access to over 1,100 instruments across six asset classes: forex, indices, commodities, cryptocurrencies, stocks, and synthetics.
The range is one of the broadest available from any prop firm, allowing both short-term and multi-asset strategies without switching platforms or accounts.
Blueberry Funded supports four of the most popular trading platforms worldwide with MetaTrader 4 (MT4), MetaTrader 5 (MT5), DXTrade, and TradeLocker available.
Instant Funding traders can choose between MT5, DXTrade, or TradeLocker. EA use and weekend trading are permitted, but strategies like latency arbitrage, grid systems, and news scalping remain restricted under standard prop rules.
Profit payouts are available every 14 days through RiseWorks, with a $100 minimum. You keep 80% by default and 90% after consistent results. Accounts that meet performance and withdrawal milestones every three months can scale by 25%, up to a simulated balance of $2 million.
The payout process is fast and predictable, which is a strong point for instant funding traders who rely on frequent withdrawals.
Blueberry Funded operates under the same umbrella as Blueberry Markets, an ASIC regulated broker based out of Australia. That backing gives the firm genuine oversight and transparency on pricing and execution. It’s also a founding member of The Prop Association, which aims to set industry wide standards on fairness and dispute resolution.
The firm’s Discord community has over 30,000 traders and remains active with shared trade setups, payouts, and platform feedback.
Verdict on Blueberry Funded
Blueberry Funded ranks first because it delivers genuine instant access through two account types that serve different trading styles. With strong regulation behind it, low costs, wide market access, and a clean payout structure, it’s the most complete instant funding model available right now. The additional Rapid, One Step, and Two Step challenges round out a well-built program that suits both new and professional traders looking for direct capital access.
Prop Firm Score
Challenge Types
Instant, Lightning, One Step, Two Step, Three Step
Trading Platforms
MT4, MT5, DXTrade, TradingView
Profit Payout
Up to 90%
Our Testing Experience
FXIFY is the 2nd on our shortlist of the best instant funding prop firms, offering immediate access to capital with account sizes starting at $1,000 and profit shares up to 90%. Backed by FXPIG, it provides low spreads and access to MT4, MT5, DXTrade, and TradingView. With a scaling plan up to $4 million, FXIFY combines flexibility, reliability, and growth potential for all traders.
Pros & Cons
Prop Firm Details
FXIFY’s Instant Funding Accounts let you start trading immediately with account sizes from $1,000 to $50,000, no evaluations required. Backed by FXPIG, a trusted forex broker, you can benefit from reliable trade execution and access to tight spreads on forex, indices, commodities, and cryptocurrencies.
The instant funding accounts include simple, trader-friendly rules, like an 8% daily loss limit, designed to support disciplined trading without overwhelming beginner traders. Advanced traders will appreciate the flexibility to use MT4, MT5, or DXTrade platforms, accommodating both manual and automated strategies.
FXIFY also offers a scaling plan up where you can grow your trading account up to $4 million, with consistent performers can increase their account size by 25% every three months. Combined with profit shares up to 90%, it’s a strong option for traders focused on capital growth and earning potential.
| Account Size | Fee | Daily Loss Limit (8%) | Max Trailing Drawdown (8%) |
|---|---|---|---|
| $1,000 | $69 | $80 | $80 |
| $2,500 | $119 | $200 | $200 |
| $5,000 | $229 | $400 | $400 |
| $10,000 | $449 | $800 | $800 |
| $25,000 | $899 | $2,000 | $2,000 |
| $50,000 | $1,749 | $4,000 | $4,000 |
This structure is perfect for traders who want a clear and simple path to funding. Newer traders will appreciate the smaller account sizes and straightforward rules, while experienced traders can benefit from the ability to trade immediately without the need for lengthy evaluations. However, because FXIFY uses a trailing drawdown, traders with aggressive or highly volatile strategies may find it less flexible than static drawdown models.
FXIFY’s fee structure combines competitive spreads with low commission costs:
This setup is ideal for traders prioritising cost-effective trading, particularly during high-liquidity market hours.
FXIFY’s instant funding accounts grant access to a range of financial instruments:
The default leverage for instant funding is capped at 30:1 for forex and gold.
FXIFY supports three trading platforms: MetaTrader 4 (MT4), MetaTrader 5 (MT5), and DXTrade with TradingView integration. Platform access depends on the account type.
Each platform caters to different trading styles. MT4 is suited to traders who rely on EAs or fast manual execution, MT5 includes more order types and stock/crypto access, and DXTrade offers browser-based charting powered by TradingView.
Instant Funding accounts do not support MT4. If you’re planning to use Expert Advisors or need low-latency execution via MT4, you’ll need to choose an evaluation challenge instead.
FXIFY allows traders to request their first payout immediately after a profitable live trade. Instant Funding accounts follow a 14-day cycle, while other account types can request withdrawals on demand.
The default schedule is monthly, but you can upgrade to bi-weekly payouts by selecting an add-on at checkout. Instant accounts have a $50 minimum withdrawal; evaluation accounts have no minimum.
Withdrawals are processed via crypto, bank transfer, or Deel, and typically take 24 to 48 hours. FXIFY also refunds your challenge fee with your first funded payout and regularly shares top withdrawal amounts publicly, adding trust and transparency.
FXIFY is backed by FXPIG, a broker licensed by the Vanuatu Financial Services Commission. While this isn’t a top-tier regulatory licence like ASIC or FCA, it still adds a layer of oversight missing from many prop firms.
FXIFY scores well on Trustpilot, with a rating of 4.2/5 from over 3,000 reviews. Traders regularly mention fast payouts, simple trading rules, and helpful community support. That said, some users have flagged minor delays in payout or activation on higher-tier accounts.
The FXIFY Discord community is also active, with verified trader channels and weekly payout posts. It’s one of the better firm communities if you’re looking for peer support and updates.
With account sizes from $1,000 to $50,000, profit splits up to 90%, and the backing of forex broker FXPIG, FXIFY takes 2nd place on our instant funding rankings. You can access top tier platforms like MT5 and DXTrade, get profit splits up to 90%, and withdraw profits every 14 days. While the trailing drawdown and limited MT4 access on Instant Funding accounts may not suit everyone, FXIFY remains one of the strongest options if you want to skip the challenge and get funded straight away.
Prop Firm Score
Challenge Types
Instant, Rapid, One Step, Two Step
Trading Platforms
TradeLocker
Profit Payout
80% - 90%
Our Testing Experience
DNA Funded ranked 3rd on our instant funding shortlist due to its simple instant funding structure and relatively low friction between account purchase and live trading. The firm offers true instant access with no evaluation phase, allowing you to begin trading funded capital immediately under predefined risk limits.
During early testing, account activation was fast and I didn’t have any delays signing up. Trading platform access was available immediately which keeps the onboarding process clean compared to instant models that introduce manual approval steps.
Pros & Cons
Prop Firm Details
DNA Funded’s instant funding accounts use a trailing drawdown model with no profit target or minimum trading days. The structure is straightforward, but like most instant funding setups, the margin for error is tighter than evaluation-based models.
Rules are clearly published at checkout, and in initial testing, enforcement appeared automated rather than manually reviewed. No delayed breach notifications or retroactive violations were observed, though further stress testing is ongoing to confirm consistency during volatile market conditions.
DNA Funded supports MT5 and TradeLocker for instant funding accounts. Platform performance during early testing was stable, with no execution freezes or platform-side interruptions during normal trading conditions. Order placement and position management behaved as expected, and there were no visible discrepancies between platform data and account tracking.
That said, testing so far has been limited to standard conditions. Execution behaviour during high-impact news or extended volatility remains an area we will continue to monitor.
Trading costs are competitive for an instant funding account, with spreads and commissions in line with other mid-to-upper tier prop firms. DNA Funded does not publish detailed average spread data, so real-world cost assessment relies on live trading rather than marketing claims.
Based on early trades, costs were predictable enough that short-term risk management was not materially affected, though this will be updated as more trade data is logged.
DNA Funded offers profit splits starting at 80%, with the ability to scale higher based on performance. Payout rules are clearly defined, with set withdrawal conditions rather than discretionary approval cycles.
Full payout reliability assessment requires repeated withdrawals over time. This section will be updated as additional payout data is verified.
Customer support is available through standard channels and was responsive during basic account-related queries. Early interactions were resolved without escalation, though more complex scenarios such as rule disputes or payout clarification have not yet been required during testing.
DNA Funded maintains an active online presence, and community feedback is generally positive, though, as with most instant funding firms, experiences tend to vary depending on trading style and rule sensitivity.
Verdict on DNA Funded Instant Funding
DNA Funded places well for instant funding traders who want a straightforward, no-evaluation setup with quick account access and minimal onboarding friction. The structure is simple and predictable, but the trailing drawdown leaves limited room for aggressive risk taking, especially early on.
Prop Firm Score
Challenge Types
Instant Funding, One Step
Trading Platforms
Tradovate, TradingView, NinjaTrader
Profit Payout
90% – 100%
Our Testing Experience
Tradeify sits near the top of our futures instant funding shortlist because it gives you direct access to real exchange traded futures without forcing you through a long evaluation. If you choose the Lightning instant funding model, you skip the challenge entirely and start trading straight away under predefined risk rules.
Pros & Cons
Prop Firm Details
Tradeify’s Lightning model uses an end-of-day trailing drawdown rather than an intraday equity trail. That gives you more flexibility during the trading session, but the rules tighten once you’re working toward a payout.
You’re required to complete at least 10 trading days and show consistent profitability before withdrawals are unlocked. There’s also a strict consistency cap, meaning a single strong day can’t account for too much of your total profit.
Once funded, there are no resets, so rule breaches end the account rather than sending you back to an evaluation stage.
All execution runs through Tradovate, regardless of whether you trade via Tradovate’s web platform, TradingView, or NinjaTrader. In testing, execution was clean and aligned with exchange pricing, with no signs of synthetic fills or internal price smoothing.
Platform stability was solid during normal market conditions. The main variable isn’t execution quality, but platform setup. NinjaTrader requires additional configuration and licensing, while TradingView is better suited for chart-driven execution rather than order-flow trading.
Tradeify uses a flat per-contract commission model, with pricing that stays consistent across instruments. There are no spread markups, since you’re trading real futures contracts, but exchange and regulatory fees still apply.
Costs can add up if you’re trading multiple contracts or higher-fee instruments like crypto futures. Data and platform add-ons are optional, but they’re billed monthly and can materially increase your total cost if you rely on DOM or order-flow tools.
Once you’re eligible, payouts are processed quickly after verification, typically within one business day. You keep 90% of profits initially, with higher splits available as you progress.
The trade-off is rigidity. Payouts are capped early on, consistency rules are enforced, and once you’re funded there’s no reset option. If you break a rule, you’re starting over with a new account.
Support is handled primarily through email and site chat. During testing, basic queries were answered within the same business day, but there’s no phone support and no priority tiers for funded traders.
Tradeify’s reputation is strong overall, backed by a large Discord community and consistently positive public feedback. Most complaints relate to strict rule enforcement rather than execution or payouts, which aligns with what you experience once funded.
Verdict on Tradeify Instant Funding
Tradeify works well if you want fast access to real futures markets without dealing with synthetic pricing or long evaluations. You get clean execution, multiple platform options, and quick payouts once eligible.
The trade-off is strict structure. Consistency rules, capped payouts, and no resets mean there’s little room for error once you’re funded. If you’re comfortable operating inside defined limits, Tradeify’s instant funding model does what it claims without unnecessary friction.
Prop Firm Score
Challenge Types
Instant, One Step, Two Step
Trading Platforms
MT4, MT5, cTrader, DXTrade, Match-Trader
Profit Payout
80% - 90%
Our Testing Experience
Funded Trading Plus (FTP) ranked as the 3rd best instant funding prop firm scoring 77/100 overall, largely due to its Master Trader Program which skips the evaluation process altogether.
During our assessment, FTP grabbed our attention thanks to its account customisation features like adjustable payout intervals and upgradeable profit shares to 90%. This makes it ideal for experienced traders looking for a $100K instant funding account and the option to personalise their account terms.
Pros & Cons
Prop Firm Details
The Master Trader Program at FTP is a straightforward instant funding option ideal if you want to start with live capital immediately. There is no evaluation or multi-step process – just direct access to capital, allowing more experienced traders to bypass testing phases and focus solely on achieving profitability.
The program’s profit share starts at 80%, but you can upgrade this to 90% based on performance milestones, offering higher earnings potential as your trading results improve.
Account sizes in the Master Trader Program range from $5,000 to $100,000, with the flexibility to scale up to $5 million over time. This makes it the best instant funding prop firm if you want a pathway to significant capital growth without undergoing lengthy evaluations.
Here’s a breakdown of the fees and account options available in the Master Trader Program:
| Account Size | One-Time Fee | Starting Profit Split | Max Drawdown | Daily Drawdown |
|---|---|---|---|---|
| $5,000 | $225 | 80% (upgradable to 90%) | 6% | 3% |
| $10,000 | $450 | 80% (upgradable to 90%) | 6% | 3% |
| $25,000 | $1,125 | 80% (upgradable to 90%) | 6% | 3% |
| $50,000 | $2,250 | 80% (upgradable to 90%) | 6% | 3% |
| $100,000 | $4,500 | 80% (upgradable to 90%) | 6% | 3% |
While the Master Trader Program is the prop firms instant funding option, FTP’s other trading challenges provide structured paths if you prefer to work through an evaluation process before managing live capital:
FTP’s fee structure varies based on the account type and size. The Master Trader Program fees start at $225 and go up to $4,500, depending on the account size, making it a strong choice for those looking for instant funding without going through an evaluation. Fees for the one-phase and two-phase challenges are lower, with the smallest one-phase account starting at $119 and the largest two-phase account at $1,097.
Our analysis of FTP’s market options revealed a decent selection across four main asset classes: Forex, Commodities, Indices, and Cryptocurrencies. With access to 53 markets, FTP provides enough variety for diverse trading strategies, though some traders might find the range limited if they’re looking for assets outside these classes.
FTP scored well in platform variety, with five options that accommodate different trading preferences. During testing, we found each platform suited to different trading styles, though cTrader comes with a $25 fee.
FTP offers flexible payout schedules, which stood out in our testing as a key feature. Profit payouts can be made every 3, 5, or 7 days, giving traders more control over their earnings.
The initial profit split is 80%, and traders can upgrade this to 85% or 90% if they prefer a higher share. The minimum withdrawal amount is set at $50, making it accessible for traders at different levels.
Customer support at FTP is available 24/7 through email and live chat, and we found the service responsive during testing. Although the chat initially connects with a bot, you’re quickly transferred to a live representative for further assistance. FTP’s support is limited to English, which could be a consideration for international traders.
Funded Trading Plus has earned a high reputation, backed by a TrustPilot rating of 4.7/5. During testing, we also explored FTP’s online community presence, which includes active groups on Facebook and Discord with over 40,000 members. These platforms provide a space for traders to connect, share insights, and gain support, adding to the firm’s credibility and creating a community feel around the FTP brand.
Based on our testing, FTP is one of the top prop firms for instant funding with its Master Trader Program, coming in 3rd place in our shortlist. With good trading platforms, competitive payout schedules, and a supportive global community, Funded Trading Plus provides a solid offering for traders seeking fast access to trading accounts without lengthy evaluations.
Prop Firm Score
Challenge Types
One Step, Two Step, Instant Funding
Trading Platforms
MT4 and MT5
Profit Payout
75% – 90%
Our Testing Experience
Hantec Trader is the 4th best instant funding prop firm on our list with an overall score of 75/100, offering immediate access to capital through a broker-backed setup. With accounts up to $200,000 and payouts every 7 or 14 days, it’s ideal for experienced traders who want fast access to firm capital without evaluation.
Backed by FCA regulated forex broker Hantec Markets, the firm stands out for its transparency, real-time pricing, and simple fee structure. While the Instant Funding model has stricter rules than their standard challenges, it’s still one of the better no-evaluation options available.
Pros & Cons
Prop Firm Details
Hantec Trader’s Instant Funding program gives you access to live capital with no profit target and a trailing drawdown that locks at 6% profit. While the rules are tighter than the firm’s One or Two Step challenges, the structure is clear and predictable.
Evaluation is not required, you purchase your account, trade under set risk limits, and receive payouts every 7 or 14 days depending on your add-on. Profit splits start at 75% and can increase to 90%.
Hantec Trader’s Instant Funding program includes six account sizes, ranging from $5,000 to $200,000. You pay a one-time fee upfront and begin trading immediately under a 6% daily drawdown and 6% total trailing drawdown rule. Once your balance reaches +6% profit, the trailing drawdown becomes static, meaning your protected equity doesn’t reduce as you continue trading.
Here’s a breakdown of Instant Funding account options:
| Account Size | Fee (USD) | Profit Target | Daily Loss (6%) | Max Loss (6%) | Drawdown Type | Profit Split | Payout Timing |
|---|---|---|---|---|---|---|---|
| $5,000 | $69 | None | $300 | $300 | Trailing → Static | 75–90% | 7 or 14 Days |
| $10,000 | $99 | None | $600 | $600 | Trailing → Static | 75–90% | 7 or 14 Days |
| $25,000 | $199 | None | $1,500 | $1,500 | Trailing → Static | 75–90% | 7 or 14 Days |
| $50,000 | $299 | None | $3,000 | $3,000 | Trailing → Static | 75–90% | 7 or 14 Days |
| $100,000 | $499 | None | $6,000 | $6,000 | Trailing → Static | 75–90% | 7 or 14 Days |
| $200,000 | $1,999 | None | $12,000 | $12,000 | Trailing → Static | 75–90% | 7 or 14 Days |
All Instant Funding accounts follow the same structure with no evaluation, no profit target, and no minimum trading days. These accounts do not qualify for scaling, and resets or retakes are not available. This model is best suited for skilled traders ready to go live immediately under clear risk controls.
Hantec Trader uses a raw spread plus commission pricing model. Forex and metal trades carry a flat $5 commission per round-turn lot, while commodities are $1, and both indices and crypto trades are commission-free.
There are no platform or data feed fees, which simplifies cost management. However, the firm does not publish average spread data for instruments like EUR/USD, so while costs are predictable, fee transparency could be better.
This structure works well for traders using moderate frequency strategies where raw pricing and consistent commission charges are more important than ultra-tight spreads.
With Hantec Trader, you can trade across five asset classes using your Instant Funding account: forex, metals, indices, commodities, and cryptocurrencies. The total number of tradable markets is smaller than top-tier firms, but the coverage is sufficient for most strategies.
Leverage is fixed for all Instant Funding accounts. Stocks and futures are not available, and there are no tiered margin systems or lot size restrictions. This setup suits traders focused on forex and index markets rather than niche instruments.
You can choose between MetaTrader 4 and MetaTrader 5 for your Instant Funding account. Both platforms come with real-time pricing and are available on desktop, web, and mobile. Once you start trading, you cannot switch platforms mid-challenge.
Trading rules for Instant Funding accounts include:
This level of rule clarity is ideal for discretionary traders who don’t rely on automation and want full control over execution and trade timing.
Payouts are processed every 14 days by default, or every 7 days with the Weekly Payout add-on. Traders earn between 75% and 90% of profits, depending on their add-ons and account size. There are no minimum withdrawal amounts, and payout requests are processed within 1–2 business days.
You can withdraw via:
Hantec applies a buffer rule after each payout: your new trailing drawdown is calculated based on your post-withdrawal balance, ensuring you maintain account sustainability after withdrawals.
Hantec Trader is one of the few true instant funding prop firms that are broker-backed and regulated, making it a secure option for serious traders. The funding is immediate, rules are transparent, and profit payouts are frequent. It’s not the best option if you need EA support or trade primarily on weekends, but it’s good for clean execution, speed, and trust.
Prop Firm Score
Challenge Types
Instant, One Step, Two Step
Trading Platforms
MetaTrader 5, Match-Trader
Profit Payout
80% - 100%
Our Testing Experience
CTI’s Instant Funding Program is 5th on our list for instant funding prop traders offering direct access to trading capital without any evaluation steps. This setup is perfect for experienced traders ready to trade with firm capital immediately, offering a flexible scaling plan and the potential for a profit share that goes up to 100%. CTI also provides the added benefit of funded trader salaries, catering to those who want quick access to funding alongside structured support and steady income growth potential.
Pros & Cons
Prop Firm Details
CTI offers both instant funding accounts and challenges with either one or two steps. Account sizes start at $5,000, with options up to $80,000, which is slightly lower than FTPs $100K instant funding program.
For instant funding prop accounts, vary by account size, with a starting profit share of 80%, which can scale up to 100% through consistent performance milestones.
| Account Size | Fee | Starting Profit Split | Max Profit Split | Max Drawdown |
|---|---|---|---|---|
| $5,000 | $299 | 80% | 100% | 6% |
| $10,000 | $599 | 80% | 100% | 6% |
| $20,000 | $1,199 | 80% | 100% | 6% |
| $40,000 | $2,399 | 80% | 100% | 6% |
| $80,000 | $4,799 | 80% | 100% | 6% |
As well as instant funding accounts, CTI also offers challenges where you work through an evaluation process before you get access to a funded account.
CTI maintains competitive trading costs, starting with a 0.3 pip spread for EUR/USD. Commission fees vary by asset class, with forex and commodities incurring $5 per lot, while indices are more affordable at $0.50 per lot. Cryptocurrencies are commission-free, enhancing CTI’s appeal for crypto traders.
City Traders Imperium gives you access to 50 markets across four main asset classes:
CTI offers just two trading platform options:
Payout flexibility is a key feature at CTI, with an 80% profit split that can scale up to 100% based on performance. Profit withdrawals require a minimum of $100 and can be processed through crypto or bank transfer.
City Traders Imperium offers an Instant Funding Program with a profit share starting at 80% and the potential to reach 100%, along with competitive trading fees and access to 50 markets. While CTI’s Instant Funding Program provides quick capital access, it comes at a higher fee point than some other prop firms, such as FTP, which offers $5,000 accounts at $225 (versus $299 for CTI) and a maximum $100,000 instant funding option for $4,500 fee, compared to CTI’s cap at $80,000 (for a fee of $4,799!).
Prop Firm Score
Challenge Types
Instant Funding, EOD, Static
Trading Platforms
Project X, NinjaTrader, Quantower, Tradovate
Profit Payout
90% - 100%
Our Testing Experience
Goat Funded Futures is the 6th best instant funding prop firm, and one of the very few that offers true instant funding for futures traders. Most prop firms only offer instant access for forex or CFD accounts, but GFF lets you skip the evaluation phase and start trading real CME futures markets right away. That said, strict drawdown rules and no reset options limit flexibility. GFF is best suited for disciplined traders who want immediate access to funded futures accounts.
Pros & Cons
More Details About GFF
Goat Funded Futures is the futures trading arm of Goat Funded Traders. It offers three account types with EOD, Static, and Instant Funding, and has a focus on serious traders who want direct access to CME markets. What makes GFF unique is its ability to offer instant funding for futures, something almost no other firm provides.
All models include access to 55 futures instruments, full-size and micro contracts, and advanced trading platforms with real-time data. There are no fees for platforms, exchanges, or data connections, and all accounts use a simple, rules-based structure with daily loss limits and trailing or static drawdowns.
The Instant Funding model at GFF is a one-time-fee account that gives you immediate access to a funded account, no evaluation phase required. You start trading live capital right away, and once you hit a 7% profit target and complete at least 10 trading days, you’ll qualify for your first payout. There’s no option to reset the account if you breach a rule, so this setup is best for disciplined traders who want fast access but can manage strict risk parameters.
| Account Size | One-Time Fee | Profit Target | Daily Loss Limit | Max Drawdown | Max Contracts | Drawdown Mode | Reset Option | Consistency Rule |
|---|---|---|---|---|---|---|---|---|
| $25,000 | $349 | $1,750 | $750 | $1,250 | 3 minis / 30 micros | Trailing | None | 20% |
| $50,000 | $509 | $3,500 | $1,500 | $2,500 | 4 minis / 40 micros | Trailing | None | 20% |
| $75,000 | $699 | $5,250 | $2,250 | $3,350 | 5 minis / 50 micros | Trailing | None | 20% |
GFF includes all platform, data, and exchange fees in your challenge or account price so there’s no hidden costs. You won’t pay extra for using third-party tools like NinjaTrader or for live data feeds. This is rare in the futures space, where most brokers pass these costs to the trader.
Commission is charged per contract, but GFF doesn’t publish exact values. Based on typical Rithmic/Tradovate setups, you can expect around $1.50–$2.50 per round turn. All asset classes follow the same per-contract fee model, which keeps things predictable but makes it harder to calculate exact cost-per-trade if you’re running a high-frequency strategy.
You can trade 55 CME futures instruments across all major asset classes. These are not CFDs, you get direct access to exchange-traded markets with tight spreads and institutional routing.
Supported contracts include S&P 500 (ES), NASDAQ (NQ), Dow (YM), Gold (GC), Crude Oil (CL), Natural Gas (NG), EUR/USD (6E), and softs like Corn and Coffee. All accounts support both full-size and micro contracts. While leverage isn’t published, GFF uses CME-aligned margin models. If you know standard futures specs, you’ll be comfortable here.
You get full access to GFF’s in-house platform, Project X, or can use third-party platforms like NinjaTrader, Quantower, Tradovate, and more. All accounts include real-time data and unrestricted platform use with no extra charges.
Project X includes order flow tools and DOM features, while external platforms allow custom charting, indicators, and automated strategies. GFF doesn’t officially confirm support for algos or EAs, so check first if automation is part of your setup.
Payouts are where GFF stands out. You keep 100% of your first $10K in profit, and 90% after that, rising to 95% once you reach GOAT Trader status. Instant Funding accounts can request payouts every 10 days after completing 6 trades, with a $250 minimum and limits based on account size.
Withdrawals are processed twice per month (5–8th and 20–23rd) via Riseworks and typically hit your account within 2–3 business days. Payout limits for Instant accounts range from $2,000 to $5,000 per cycle.
Goat Funded Futures ranks 6th overall for instant funding and is one of the only futures firms offering instant access to real CME markets. With no software fees, fast payout eligibility, and access to professional-grade platforms, it’s a rare find in this category.
However, it’s not for everyone. Strict rules, no resets, and weak support mean you need to be self-sufficient and confident in your trading. If that sounds like you, GFF is one of the best ways to trade futures with prop capital, no evaluation required.
Prop Firm Score
Challenge Types
Instant, One Step, Two Step
Trading Platforms
MetaTrader 5, cTrader, Match-Trader
Profit Payout
80% – 100%
Our Testing Experience
Funding Pips ranks 7th in our instant funding line up thanks to low entry fees and a massive Discord community. You can jump straight into trading with one of its Instant Funding models without a long evaluation. On the flip side, unexpected rule changes and extra platform fees can trip you up if you don’t read carefully.
Pros & Cons
Prop Firm Details
Funding Pips is a well-known name in the prop firm space with one of the largest online communities with a huge Discord server. However, recent testing and trader feedback highlight key concerns around unclear pricing and hidden conditions drop it a few places.
If you are seeking instant funding with higher transparency, we recommend FXIFY, which scored significantly higher and provide better structure and trader support.
Funding Pips offers four challenge types, but only one provides direct funded access:
All models include the firm’s scaling plan, where you can grow your account in four stages and unlock higher payout splits and capital up to $2 million.
Funding Pips has competitive base fees, but lacks transparency in several areas:
Funding Pips provides access to a range of financial instruments but imposes restrictive leverage:
While the variety of instruments is commendable, conservative leverage may not suit traders seeking aggressive strategies.
Funding Pips offers access to MetaTrader 5, Match-Trader, and cTrader.
The trading platform selection is strong on paper, but regional restrictions and extra costs for cTrader take away some of that value. All platforms come with real-time pricing and access to a wide range of instruments, but support for automation tools isn’t clearly documented.
Funding Pips offers profit splits from 80% to 100%, depending on your challenge model and performance tier. The “Hot Seat” level unlocks 100% payouts and a doubled account balance.
You can request a payout after earning a minimum of 1% profit on your funded balance. There is no upper withdrawal cap.
Payout methods include:
Reward requests are reviewed within 1 to 3 business days. Trading is paused while payouts are processed and resumes automatically once complete.
Funding Pips delivers solid value if you are looking for flexible challenge options, instant access, and the potential for high profit splits. But rule clarity remains a major drawback, especially in the Instant model, where strict conditions like floating loss caps and payout buffers are only revealed after purchase. If you want to trade with Funding Pips, read every rule carefully before you commit. The firm rewards consistency, but it doesn’t offer much margin for error.
Prop Firm Score
Challenge Types
Instant, One Step, Two Step
Trading Platforms
MT5, cTrader, Match-Trader
Profit Payout
60% – 90%
Our Testing Experience
Instant Funding earnt the 8th spot on our shortlist because it provides one of the widest ranges of evaluation free accounts, including their unique IF1 high reward model and micro instant accounts. While they offer top trading platforms and accessible entry fees starting at just $25, the prop firm’s overall score of 58/100 is weighted down by a lack of transparency regarding spreads and a history of TrustPilot guideline breaches.
Pros & Cons
More Details About Instant Funding
Founded in 2020, Instant Funding specializes in immediate capital access through three distinct instant models. The firm uses a “Smart Drawdown” system on its instant accounts, which transitions from a trailing to a static drawdown once certain profit milestones are met to help traders lock in gains.
The Instant Funding Micro accounts are bigger versions of the main instant funding model, offering capital sizes from $5,000 to $300,000 without an evaluation phase. These accounts feature no minimum or maximum trading days, a 4% daily drawdown, and a 6% static drawdown. For those seeking short-term, high risk opportunities, the IF1 account provides a 90% profit split and a 24-hour time limit from the first trade, though it is limited to one open trade at a time.
| Account Type | Initial Fee | Daily Drawdown | Max Drawdown | Drawdown Type | Profit Share |
|---|---|---|---|---|---|
| Instant Funding | $44 - $5,499 | 8 - 10% | 9 - 10% | Trailing | 80% - 90% |
| IF Micro | $42 - $1,659 | 12 - 4% | 13 - 6% | Static | 80% - 90% |
| IF1 (24-Hour) | $25 - $939 | 16 - 2% | 17 - 4% | Static | 80% - 90% |
Beyond the instant funding account options, the prop firm offers several evaluation based challenges:
IF offers a choice between commission free trading or raw spreads with a fixed commission.
You’ll get access to 51 instruments, and max leverage is higher than industry averages for forex, but it’s important to understand this is reduced if specific add-ons are selected.
IF supports three major platforms globally, though MT5 and cTrader are restricted for US-based traders.
Payout cycles vary by account type. Standard instant accounts have a 14-day initial waiting period, while Micro accounts offer On-Demand withdrawals. A minimum withdrawal of $25 is required, and payments are processed via RISE or USDC crypto within 48 business hours.
Instant Funding is a suitable choice for traders who want immediate capital access through various no evaluation models like the IF1 and Micro accounts. While it offers low entry fees from $25 and high forex leverage, the overall score is limited by poor corporate transparency and the removal of TrustPilot reviews due to guideline breaches. If you are looking for clearer pricing and the security of broker backed execution you should consider higher ranked options on our shorltist like Blueberry Funded or FXIFY.
Instant funding accounts skip the evaluation process entirely, providing you with immediate access to trading capital after a one-time fee. You can begin live trading directly with a funded account, usually under a profit split agreement ranging from 70% to 90%.
We ranked the best instant funding prop firms using a structured methodology focused on key factors that impact trader success.
Unlike traditional prop firms that require an evaluation phase, instant funding programs allow traders to access capital immediately, so we prioritized firms that offer fair trading conditions, transparent fees, and reliable payouts.
Here’s our methodology when ranking the top instant funding prop firms:
Prop firm challenges are designed to assess traders’ skills and commitment by requiring them to achieve set profit targets under strict risk management rules.
These challenges often involve one or two evaluation phases where traders must meet profit objectives, such as 8-10% within a set period while respecting daily and overall drawdown limits. Successfully passing these challenges leads to a funded account, granting traders access to capital while adhering to ongoing risk parameters.
If you aren’t familiar with the prop industry, we recommend you learn more about prop trading firms and how challenges work before you buy an instant
Blueberry Funded is the best instant funding prop firm, offering two true instant funding accounts that let you start trading funded capital immediately with no evaluation or time limit. You can choose between Instant Lite, with a 2% daily and 4% total drawdown, or Instant Elite, which removes the daily cap and sets a 10% trailing limit.
You can trade on MT5, DXTrade, or TradeLocker, earn up to a 90% profit split, and scale your account up to $2 million.
Yes, instant funding prop firms are legitimate, but their reliability depends on their trading conditions, payout history, and transparency. Reputable instant funding firms like FXIFY and Funded Trading Plus provide real capital, fair profit share agreements, and clear rules. However, some other prop firms have hidden fees, unclear trading terms, or delayed payouts, making due diligence essential.
Funded Trading Plus (FTP) is the prop firm with one of the fastest payout systems, allowing withdrawals every 3, 5, or 7 days. This flexible schedule gives traders more frequent access to profits than most firms, which typically offer biweekly or monthly payouts. However, instant funding accounts do not guarantee instant payouts.
Blueberry Funded offers one of the highest earning potentials through its instant funding programs, with profit splits up to 90% and a scaling plan that goes up to $2 million. Both Instant Lite and Instant Elite accounts give you direct access to funded capital from day one.
FXIFY also provides strong earning potential, matching 90% profit splits and offering a larger scaling plan up to $4 million. Both prop trading firms are broker backed and give you immediate access to capital and regular payouts, but Blueberry Funded’s regulatory backing and two instant funding models make it the stronger overall choice for consistent long term returns.
Yes, instant funding accounts do offer profit payouts, typically based on a profit share arrangement. You get to keep a percentage of the profits you generate, often between 80% to 100%, depending on the prop firm and account performance. Some prop firms have minimum withdrawal amounts, and others offer fast payouts, such as weekly or biweekly.
There are many perks to funded forex accounts as you gain access to trading capital without risking your own money. Unlike self-funded CFD trading, proprietary trading firms allow traders to take larger positions with firm capital, enhancing profit potential while limiting personal financial exposure.
View our top 10 best prop firms forex list for a comparison of the top funded forex accounts.
Prop traders use risk management techniques so they can follow the strict guidelines set by prop firms, such as daily and max drawdown limits and required stop-loss orders. These techniques and trading rules help control losses and prevent excessive risk-taking on any single trade. Many firms also enforce position size limits and leverage restrictions to maintain a balanced risk profile and help traders pass prop challenges.
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