Best Instant Funding Prop Firms

FXIFY is the best instant funding prop firm, offering immediate access to capital with account sizes starting at $1,000 and profit shares up to 90%. Backed by FXPIG, it provides low spreads and access to MT4, MT5, DXTrade, and TradingView. With a scaling plan up to $4 million, FXIFY combines flexibility, reliability, and growth potential for all traders.

FXIFY’s Instant Funding Accounts let you start trading immediately with account sizes from $1,000 to $50,000, no evaluations required. Backed by FXPIG, a trusted forex broker, you can benefit from reliable trade execution and access to tight spreads on forex, indices, commodities, and cryptocurrencies.

Account Options

The instant funding accounts include simple, trader-friendly rules, like an 8% daily loss limit, designed to support disciplined trading without overwhelming beginner traders. Advanced traders will appreciate the flexibility to use MT4, MT5, or DXTrade platforms, accommodating both manual and automated strategies.

FXIFY also offers a scaling plan up where you can grow your trading account up to $4 million, with consistent performers can increase their account size by 25% every three months. Combined with profit shares up to 90%, it’s a strong option for traders focused on capital growth and earning potential.

This structure is perfect for traders who want a clear and simple path to funding. Newer traders will appreciate the smaller account sizes and straightforward rules, while experienced traders can benefit from the ability to trade immediately without the need for lengthy evaluations. However, because FXIFY uses a trailing drawdown, traders with aggressive or highly volatile strategies may find it less flexible than static drawdown models.

Trading Fees

FXIFY’s fee structure combines competitive spreads with low commission costs:

• Spreads: Starting from 0.0 pips on Forex pairs during peak trading times, though spreads can widen in low-liquidity periods.
• Commissions: $3 per lot on Forex trades, which is lower than many competitors offering similar instant funding options.

This setup is ideal for traders prioritising cost-effective trading, particularly during high-liquidity market hours.

Markets and Leverage

FXIFY’s instant funding accounts grant access to a range of financial instruments:

• Forex Pairs: 42 currency pairs, including majors, minors, and exotics.
• Indices: 13 global indices such as S&P 500 and NASDAQ 100.
• Commodities: Gold, silver, and oil available on MT4 and MT5.
• Cryptocurrencies: Includes Bitcoin, Ethereum, and Ripple (available only on MT4 and MT5).

The default leverage for instant funding is capped at 30:1 for forex and gold.

Verdict on FXIFY Instant Funding Accounts

FXIFY is the best instant funding prop firm, offering immediate access to capital, profit splits up to 90%, and the reliability of being broker-backed by FXPIG. Traders can rely on its trusted reputation, competitive fees, and support for MT4, MT5, and DXTrade. With strong market access across forex, indices, commodities, and crypto, FXIFY is the top choice for traders seeking flexibility, transparency, and a fast track to trading live capital.

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Funded Trading Plus (FTP) ranked as the second best instant funding prop firm scoring 77 overall, largely due to its Master Trader Program which skips the evaluation process altogether.

During our assessment, FTP grabbed our attention thanks to its account customisation features like adjustable payout intervals and upgradeable profit shares to 90%. This makes it ideal for experienced traders looking for a $100K instant funding account and the option to personalise their account terms.

The Master Trader Program at FTP is a straightforward instant funding option ideal if you want to start with live capital immediately. There is no evaluation or multi-step process – just direct access to capital, allowing more experienced traders to bypass testing phases and focus solely on achieving profitability.

Account Options

The program’s profit share starts at 80%, but you can upgrade this to 90% based on performance milestones, offering higher earnings potential as your trading results improve.

Account sizes in the Master Trader Program range from $5,000 to $100,000, with the flexibility to scale up to $5 million over time. This makes it the best instant funding prop firm if you want a pathway to significant capital growth without undergoing lengthy evaluations.

Here’s a breakdown of the fees and account options available in the Master Trader Program:

While the Master Trader Program is the prop firms instant funding option, FTP’s other trading challenges provide structured paths if you prefer to work through an evaluation process before managing live capital:

• One-Phase Challenge: This single-step evaluation requires traders to meet a 10% profit target without undergoing additional stages. This program is suitable for confident traders ready to meet profitability criteria in one go, with fees starting at $119.
• Two-Phase Challenge: FTP’s Two-Phase Challenge offers a structured assessment over two stages, with a lower profit target in the second phase to reduce pressure. This challenge provides a more gradual path to funding, appealing to traders seeking time and flexibility to demonstrate their trading skills. Fees range from $199 to $1,097, depending on the account size.

Trading Fees

FTP’s fee structure varies based on the account type and size. The Master Trader Program fees start at $225 and go up to $4,500, depending on the account size, making it a strong choice for those looking for instant funding without going through an evaluation. Fees for the one-phase and two-phase challenges are lower, with the smallest one-phase account starting at $119 and the largest two-phase account at $1,097.

Financial Markets

Our analysis of FTP’s market options revealed a decent selection across four main asset classes: Forex, Commodities, Indices, and Cryptocurrencies. With access to 53 markets, FTP provides enough variety for diverse trading strategies, though some traders might find the range limited if they’re looking for assets outside these classes.

• Forex: FTP offers 37 currency pairs, covering major, minor, and exotic pairs, with leverage of up to 30:1. We found this adequate for traders focused on Forex, though others may prefer firms with an even broader range.
• Commodities: FTP includes Gold, Silver, and Oil, with leverage up to 10:1, providing options for commodity traders who value high liquidity.
• Indices: FTP offers eight major global indices, with leverage up to 20:1 on most platforms, though cTrader limits this to 10:1. This slightly lower leverage may suit traders seeking a more conservative approach on cTrader.
• Cryptocurrencies: FTP includes four crypto pairs with leverage of up to 2:1, offering access to this high-volatility market but at a cautious leverage level, which suits the risk associated with crypto trading.

Platforms

FTP scored well in platform variety, with five options that accommodate different trading preferences. During testing, we found each platform suited to different trading styles, though cTrader comes with a $25 fee.

1. MT4 and MT5: These widely used platforms support automated trading with Expert Advisors (EAs) and offer a solid range of charting and analytical tools.
2. Match-Trader: Integrated with TradingView, Match-Trader was especially effective for traders who rely heavily on technical analysis.
3. cTrader: With its advanced tools and Level II pricing, cTrader provides deep insights but does come with a $25 access fee.
4. DXTrade: FTP’s default platform, which was generally functional, though it experienced minor delays in high-traffic times.

Payouts

FTP offers flexible payout schedules, which stood out in our testing as a key feature. Profit payouts can be made every 3, 5, or 7 days, giving traders more control over their earnings.

The initial profit split is 80%, and traders can upgrade this to 85% or 90% if they prefer a higher share. The minimum withdrawal amount is set at $50, making it accessible for traders at different levels.

Support

Customer support at FTP is available 24/7 through email and live chat, and we found the service responsive during testing. Although the chat initially connects with a bot, you’re quickly transferred to a live representative for further assistance. FTP’s support is limited to English, which could be a consideration for international traders.

Trust

Funded Trading Plus has earned a high reputation, backed by a TrustPilot rating of 4.7/5. During testing, we also explored FTP’s online community presence, which includes active groups on Facebook and Discord with over 40,000 members. These platforms provide a space for traders to connect, share insights, and gain support, adding to the firm’s credibility and creating a community feel around the FTP brand.

Final Verdict on FTP

Based on our testing, FTP is one of the top prop firms for instant funding with its Master Trader Program, coming in second place after FXIFY. With good trading platforms, competitive payout schedules, and a supportive global community, Funded Trading Plus provides a solid offering for traders seeking fast access to trading accounts without lengthy evaluations.

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Hantec Trader is the 3rd best instant funding prop firm on our list with an overall score of 75/100, offering immediate access to capital through a broker-backed setup. With accounts up to $200,000 and payouts every 7 or 14 days, it’s ideal for experienced traders who want fast access to firm capital without evaluation.

Backed by FCA regulated forex broker Hantec Markets, the firm stands out for its transparency, real-time pricing, and simple fee structure. While the Instant Funding model has stricter rules than their standard challenges, it’s still one of the better no-evaluation options available.

Hantec Trader’s Instant Funding program gives traders access to live capital with no profit target and a trailing drawdown that locks at 6% profit. While the rules are tighter than the firm’s One or Two Step challenges, the structure is clear and predictable.

Evaluation is not required, you purchase your account, trade under set risk limits, and receive payouts every 7 or 14 days depending on your add-on. Profit splits start at 75% and can increase to 90%.

Instant Funding Account Options

Hantec Trader’s Instant Funding program includes six account sizes, ranging from $5,000 to $200,000. You pay a one-time fee upfront and begin trading immediately under a 6% daily drawdown and 6% total trailing drawdown rule. Once your balance reaches +6% profit, the trailing drawdown becomes static, meaning your protected equity doesn’t reduce as you continue trading.

Here’s a breakdown of Instant Funding account options:

All Instant Funding accounts follow the same structure with no evaluation, no profit target, and no minimum trading days. These accounts do not qualify for scaling, and resets or retakes are not available. This model is best suited for skilled traders ready to go live immediately under clear risk controls.

Trading Fees

Hantec Trader uses a raw spread plus commission pricing model. Forex and metal trades carry a flat $5 commission per round-turn lot, while commodities are $1, and both indices and crypto trades are commission-free.

There are no platform or data feed fees, which simplifies cost management. However, the firm does not publish average spread data for instruments like EUR/USD, so while costs are predictable, fee transparency could be better.

This structure works well for traders using moderate frequency strategies where raw pricing and consistent commission charges are more important than ultra-tight spreads.

Markets and Leverage

With Hantec Trader, you can trade across five asset classes using your Instant Funding account: forex, metals, indices, commodities, and cryptocurrencies. The total number of tradable markets is smaller than top-tier firms, but the coverage is sufficient for most strategies.

• Forex: 40 currency pairs with up to 50:1 leverage.
• Metals: 8 products including gold and silver, with 20:1 leverage.
• Indices: 11 global indices like US30, SPX500, and GER40, with 15:1 leverage.
• Commodities: Only 2 markets available, typically oil and gas, with 15:1 leverage.
• Crypto: 14 digital assets including BTC and ETH, but limited to 1:1 leverage.

Leverage is fixed for all Instant Funding accounts. Stocks and futures are not available, and there are no tiered margin systems or lot size restrictions. This setup suits traders focused on forex and index markets rather than niche instruments.

Trading Platforms and Rules

You can choose between MetaTrader 4 and MetaTrader 5 for your Instant Funding account. Both platforms come with real-time pricing and are available on desktop, web, and mobile. Once you start trading, you cannot switch platforms mid-challenge.

Trading rules for Instant Funding accounts include:

• No automated trading: Expert Advisors (EAs), algos, and bots are not allowed.
• No weekend holds: Positions must be closed before the Friday market close.
• No news scalping: Trades must not be opened within 3 minutes of high-impact news.
• No forced stop loss: You’re not required to use one, but it’s recommended.
• No minimum trading days or consistency rules: You control your pace entirely.
• Buffer rule applies: Your new drawdown cap resets after each payout.

This level of rule clarity is ideal for discretionary traders who don’t rely on automation and want full control over execution and trade timing.

Payouts

Payouts are processed every 14 days by default, or every 7 days with the Weekly Payout add-on. Traders earn between 75% and 90% of profits, depending on their add-ons and account size. There are no minimum withdrawal amounts, and payout requests are processed within 1–2 business days.

You can withdraw via:

• Bank transfer
• PayPal
• Cryptocurrency (Bitcoin, USDT, etc.)

Hantec applies a buffer rule after each payout: your new trailing drawdown is calculated based on your post-withdrawal balance, ensuring you maintain account sustainability after withdrawals.

Verdict on Hantec Trader

Hantec Trader is one of the few true instant funding prop firms that are broker-backed and regulated, making it a secure option for serious traders. The funding is immediate, rules are transparent, and profit payouts are frequent. It’s not the best option if you need EA support or trade primarily on weekends, but it excels in clean execution, speed, and trust.

CTI’s Instant Funding Program stands out for giving traders direct access to trading capital without any evaluation steps. This setup is perfect for experienced traders ready to trade with firm capital immediately, offering a flexible scaling plan and the potential for a profit share that goes up to 100%. CTI also provides the added benefit of funded trader salaries, catering to those who want quick access to funding alongside structured support and steady income growth potential.

CTI’s Instant Funding Program is the other pure instant funding prop firm to consider. Account sizes start at $5,000, with options up to $80,000, which is slightly lower than FTPs $100K instant funding program.

Account Options

For instant funding prop accounts, vary by account size, with a starting profit share of 80%, which can scale up to 100% through consistent performance milestones.

As well as instant funding accounts, CTI also offers one and two step challenges.

1. The 1-Step Evaluation Process – a simplified path to funding with only one evaluation phase. Traders are required to reach a 10% profit target without any set minimum trading days, offering quick access to funding. Fees range from $69 to $1,499, depending on the account size selected.
2. The 2-Step Evaluation Process – provides a more gradual assessment over two phases, with traders needing to meet profit targets at each stage (typically 10% in Phase 1 and 5% in Phase 2). There is no time limit, adding flexibility, and fees start at $39. This option is well-suited for those who prefer a structured pathway to funding with easier risk management targets over time.

Trading Fees

CTI maintains competitive trading costs, starting with a 0.3 pip spread for EUR/USD. Commission fees vary by asset class, with forex and commodities incurring $5 per lot, while indices are more affordable at $0.50 per lot. Cryptocurrencies are commission-free, enhancing CTI’s appeal for crypto traders.

Financial Markets

City Traders Imperium gives traders access to 50 markets across four main asset classes, making it a versatile choice:

1. Forex: 28 pairs with up to 1:30 leverage, covering major, minor, and exotic pairs.
   Commodities: Including Gold, Silver, and Oil with leverage at 1:10.
2. Indices: 13 global indices, with leverage up to 1:10 across all account types.
3. Cryptocurrencies: Six crypto assets with 1:2 leverage, providing controlled exposure to this volatile market.

Platforms

CTI offers just two trading platform options:

• MetaTrader 5 (MT5): This is popular for its technical indicators, automated trading tools, and depth of market information, ideal for advanced traders.
• Match-Trader: A simpler, user-friendly platform for traders who prefer straightforward features, including essential order types and basic analysis tools.

Payouts

Payout flexibility is a key feature at CTI, with an 80% profit split that can scale up to 100% based on performance. Profit withdrawals require a minimum of $100 and can be processed through crypto or bank transfer.

Support

CTI’s customer support team is available via live chat and email, supported by a detailed FAQ. Though the initial chat response is automated, agents quickly take over for specific questions. Additionally, CTI’s active Discord community (18,000+ members) offers a forum for traders to exchange ideas and share insights.

Trust

CTI has built a solid reputation, reflected in a 4.5/5 TrustPilot rating. The prop trading firm partners with CySEC regulated broker Broctagon for liquidity, ensuring quality execution and security. This partnership, along with CTI’s active social media presence, adds to its credibility and trustworthiness.

Our Final Verdict on CTI

City Traders Imperium offers an Instant Funding Program with a profit share starting at 80% and the potential to reach 100%, along with competitive trading fees and access to 50 markets.

But while CTI’s Instant Funding Program provides quick capital access, it comes at a higher fee point than some other firms, such as FTP, which offers $5,000 accounts at $225 (versus $299 for CTI) and a maximum $100,000 instant funding option for $4,500 fee, compared to CTI’s cap at $80,000 (for a fee of $4,799!).

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DNA Funded is one of the best prop firms for quick evaluations with a rapid 10 day Pro Challenge, offering a fast track to funding with a clear profit target and competitive fees. With tight spreads and reliable trading platforms backed by DNA Markets, it provides a strong foundation for traders. While not instant funding, the challenges offer flexibility with add-ons like early payouts and higher profit splits, making it suitable for traders seeking customisable options.

DNA Funded is not a traditional instant funding prop firm but is included in this guide due to its innovative 10 day Pro Challenge, offering traders a fast-track route to funding.

While it lacks pure instant funding, its competitive fees, strong backing by DNA Markets, and low trading costs make it a worthy consideration for traders who can handle the rapid evaluation.

Account Options

DNA Funded offers three main challenge types:

• Pro Challenge: A rapid 10 day evaluation requiring a 5% profit target, tighter risk parameters, and account sizes up to $100,000. This is ideal for experienced traders seeking quick funding.
• Single Helix: A 1-step challenge with a 10% profit target, no time limit, and account sizes up to $200,000.
• Double Helix: A 2-step challenge featuring a 10% profit target in Phase 1 and 5% in Phase 2, offering structured progression for traders.

Each account type includes optional add-ons for early payouts and increased profit splits, providing flexibility to align with individual trading goals. A 40% daily profit cap also applies to all accounts, encouraging consistent performance over one-off trading spikes.

Trading Fees

DNA Funded’s partnership with DNA Markets ensures some of the lowest fees in the industry:

• Spreads: Start from 0.0 pips for major forex pairs.
• Commission: $5 per round turn, or $2.50 per side, keeping trading costs competitive.

These low fees benefit both high-frequency traders and those trading larger volumes.

Markets and Leverage

DNA Funded offers access to 800+ markets, including forex, commodities, indices, stocks, and cryptocurrencies (crypto not available for the Pro Challenge).

You can access the following leverage levels with DNA Funded:

• Up to 1:50 for forex on the Double Helix.
• 1:30 for Single Helix and Pro Challenge.

While the leverage is slightly conservative, it balances risk management and position flexibility.

Verdict

DNA Funded is a strong prop firm if you are looking for a low-cost and efficient path to funding. However, its lack of true instant funding and Pro Challenge restrictions on crypto trading make it better suited for disciplined traders who can adapt to its structured evaluations. Consider this prop firm if you prefer rapid or structured funding over instant access.

Blueberry Funded is an ideal prop trading firm if you are looking for a faster path to funded trading without a lengthy evaluation. The Rapid Challenge, which is a 7-day assessment, allows you to quickly demonstrate your skills.

While this is not a true instant funding option, you can still access to significant capital through a simplified week long challenge, with account sizes up to $100,000 and scaling options available.

Blueberry Funded offers three challenge types to accommodate different trading styles: 1 Step, 2 Step, and the Rapid Challenge.

Account Options

While the 1 Step and 2 Step options provide a more structured pathway with static drawdown and no time limit, the Rapid Challenge is designed for a quicker evaluation.

The 7-day Rapid Challenge features a 5% profit target and a trailing drawdown, making it suitable for traders who can meet targets quickly and handle short-term market fluctuations.

• Rapid Challenge: 5% profit target, 7-day evaluation, trailing drawdown
• 1 Step Challenge: 10% profit target, no time limit, static drawdown
• 2 Step Challenge: Phase 1 requires 10%, Phase 2 requires 5%, static drawdown

Spreads

Blueberry Funded provides competitive spreads, particularly for major forex pairs. Forex spreads start from 0.1 pips for pairs like AUD/USD and EUR/USD, which is below the industry average.

These low spreads, combined with a round-turn commission fee of $7, offer some of the more competitive trading conditions offered by any prop firm.

Financial Markets

Blueberry Funded grants access to 128 financial instruments across forex, indices, commodities, and cryptocurrencies. This range of markets allows traders to employ various strategies, whether focusing on high-liquidity forex pairs or high-volatility crypto assets.

Platforms

Traders at Blueberry Funded can choose from MetaTrader 4 (MT4), MetaTrader 5 (MT5), and DXTrade. MT4 and MT5 are popular for their advanced charting and automated trading capabilities, making them suitable for both beginner and experienced traders.

DXTrade offers a web-based solution with essential trading tools, though it lacks some advanced functionalities compared to MT4 and MT5.

Payouts

Blueberry Funded partners with RiseWorks to facilitate efficient profit withdrawals. Payouts are processed every 14 days, with an 80% to 90% profit split depending on your performance.

You can request payouts with a minimum threshold of $100 in profits, ensuring consistent access to earnings. Payment methods include cryptocurrency options like USDC and USDT-TRC20.

Support

Customer service is available 24/5 via email and live chat. Blueberry Funded’s FAQ section provides detailed information on fees, platforms, and trading rules. While the support is responsive during the trading week, inquiries over the weekend may experience a 24-hour delay.

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FundedNext is the best option for traders looking for rapid access to capital through a one-step challenge. While not a pure instant funding firm, the Stellar One Step model can get you a funded account in just two trading days, with no time limits and a 15% profit share during the challenge.

Use code PROPFIRMS to get a 100% refund on your fee, plus 20% extra as a bonus once funded.

The Stellar One Step challenge is FundedNext’s fastest model. It’s designed for traders who want to skip long evaluations and get funded quickly. You only need to hit a 10% profit target with 3% daily and 6% overall drawdown, and you can complete it in just a few days.

Account Options

The prop firm offers both a one and two step challenge:

1. Stellar Challenge: FundedNext’s most flexible model, available in both 1-step and 2-step formats. The 1-step is the fastest option and pays 15% profit during the challenge. The 2-step version includes more relaxed drawdowns (5% daily, 10% total). Both offer 95% profit splits, with fees from $59 to $1,099, depending on account size.
2. Stellar Lite: A two-step low-cost model with slightly tighter rules. No profit during the challenge, but you still get 95% once funded. It’s ideal for traders looking to start small, with fees starting at just $32.

Trading Fees

FundedNext charges $5 per lot for Forex and Commodities on Stellar accounts, and $7 per lot on Stellar Lite. Indices and crypto are commission-free. cTrader and Match-Trader users pay a $25 platform fee (not available for 100K+ accounts).

Financial Markets and Platforms

FundedNext provides access to Forex, Indices, Commodities, and Cryptocurrencies, offering 83 markets on MT4, MT5 (with TradingView integration), Match-Trader, and cTrader.

While stock markets aren’t included, these options cover key asset classes with leverage up to 1:100, especially appealing for Forex-focused traders.

Payouts

FundedNext allows withdrawals with a minimum of $20, with 14-day intervals on the Stellar Challenge and varying schedules across other models. Profit splits go up to 95%, depending on the chosen challenge.

The Stellar One Step offers a first payout just five business days after passing, while Stellar Lite begins paying out after 21 days. Crypto payouts are required for withdrawals under $50.

Challenge fees are 100% refundable with an added 20% bonus using the PROPFIRMS code.

Support and Community

FundedNext offers round-the-clock support through live chat and email, and engages actively on Discord and Facebook, where you can access insights and community discussions.

The prop firms YouTube channel includes over 1,200 educational videos, and the trader dashboard provides tools like an economic calendar, psychology feed, and trader showcases.

Verdict on FundedNext

FundedNext is worth considering if you’re looking for quick funding access through a short, one-step evaluation rather than pure instant funding. With payouts in 5 days, flexible challenge types, and up to 95% profit splits, it’s one of the most popular prop firms globally.

FundedNext ReviewVisit FundedNext

The 5%ers Hyper Growth Account offers funding after a one step evaluation process. Its scaling plan, which doubles account size with each 10% profit target, supports fast account growth up to $4 million.

The 5%ers’ Hyper Growth Account is designed for traders who want quick funding and an accelerated growth path. There is still an evaluation process, but with a clear path to double your account size based on performance milestones.

Account Options and Structure

The Hyper Growth Account offers three initial account sizes with progressive scaling. Each account begins with a portion of the full capital amount, increasing as traders hit the profit targets.

The 5%ers’ Hyper Growth plan uniquely doubles your account size with every 10% profit target you achieve. This rapid scaling can take you from an initial $10,000 up to $4 million in funding, supporting significant capital growth for consistently profitable traders.

Trading Fees

The fee structure for the Hyper Growth account is designed to accommodate high-leverage, high-volume trading styles:

• Commission: $4 per standard lot round trip on Forex trades, which is on the higher side, making it suitable for larger, more strategic trades rather than frequent small trades.
• Spreads: Forex spreads range between 0.2–0.9 pips on major pairs (like EUR/USD) under normal conditions, though they may fluctuate with market liquidity. This moderate spread supports cost-effective trades but may be a consideration for traders prioritising low spreads.

Markets and Leverage

The proprietary trading firm offer access to a variety of markets, allowing you to diversify your strategy or focus on specific assets:

• Forex Pairs: 26 pairs, covering major, minor, and exotic pairs, allowing flexibility across different market conditions.
• Indices: 6 major indices including NAS100, US30, SP500, providing opportunities to trade on global economic indicators.
• Commodities: Gold, Silver, and Oil offer exposure to these high-liquidity assets, supporting commodity traders.
• Cryptocurrencies: Bitcoin and Ethereum are included, catering to traders interested in higher volatility markets.

Verdict on The 5%ers Hyper Growth Account

The Hyper Growth Account is well-suited for traders aiming for quick capital and the opportunity to scale quickly, with a straightforward growth plan up to $4 million and flexible profit splits that reward performance. However, consider the $4 commission per standard lot and MT5 platform limitation.

The 5%ers ReviewVisit The 5%ers

ThinkCapital is an excellent choice for traders who want broker-backed reliability and flexible challenges. The Nexus Challenge provides a fast 7-day route to funding, while add-ons like 90% profit splits and weekly payouts cater to those seeking tailored options. Its transparent trading rules and responsive support make it a strong contender for consistent, disciplined traders.

ThinkCapital is a broker-backed prop trading firm offering competitive challenges, including the Nexus Challenge, a rapid 7-day evaluation with high leverage and tight risk controls. With account sizes up to $200,000, profit splits of up to 90%, and platforms like MT5 and ThinkTrader, it’s designed for traders who value flexibility and quick funding opportunities.

Account Options

ThinkCapital offers three evaluation challenges, with the Nexus Challenge serving as a rapid 7-day option for quick funding:

• Nexus Challenge: A 7-day evaluation requiring an 18% total profit target across three phases, with 1:100 leverage and tighter risk parameters.
• Dual Step Challenge: A two-step process with an 8% profit target in Phase 1 and 5% in Phase 2, offering structured progression.
• Lightning Challenge: A single-step evaluation with a 10% profit target and conservative 1:30 leverage.
  Add-ons like 90% profit splits, weekly payouts, and news trading permissions enhance flexibility across challenges.

Trading Fees

ThinkCapital offers competitive fees across its challenges, starting from $39 for smaller accounts.

• Lightning Challenge: Fees range from $59 to $949 depending on account size.
• Dual Step Challenge: Fees align with Lightning, but add-ons for advanced features incur additional costs.
• Nexus Challenge: Lower base fees of $39–$649 make it the most affordable option.

Markets and Leverage

ThinkCapital provides access to multiple asset classes:

• Forex: Major, minor, and exotic pairs with leverage up to 1:100 for advanced challenges.
• Indices: Popular global indices like NAS100 and SPX500 with 1:15 leverage.
• Commodities: Gold and silver with up to 1:30 leverage on ThinkTrader.
• Cryptocurrencies: BTC and ETH with 1:2 leverage on ThinkTrader, 1:1 on MT5.

Verdict

ThinkCapital’s Nexus Challenge is an excellent option for experienced traders seeking a quick funding pathway with tighter targets and high leverage. Combined with flexible add-ons and broker-backed trading conditions, it’s a reliable choice for those seeking tailored funding opportunities. However, limited payout methods (crypto-only) and a smaller community are considerations for prospective users.

We include Funding Pips in this guide due to its strong brand presence and large trader base. However, this firm should be approached with caution. Although Funding Pips offers multiple account types and the potential for high profit splits, inconsistent rule enforcement and a lack of pricing transparency significantly affect trader trust and experience. It’s best suited for traders who are comfortable navigating restrictive conditions and less predictable support environments.

Funding Pips is a well-known name in the prop firm space with one of the largest online communities with a huge Discord server. However, recent testing and trader feedback highlight key concerns around unclear pricing, hidden conditions, and strict enforcement of rules not always disclosed during the challenge phase.

If you are seeking instant funding with higher transparency, we recommend alternatives like DNA Funded, ThinkCapital, or Funded Trading Plus, all of which scored significantly higher and provide better structure and trader support.

Account Options

Funding Pips currently offers the following models, including instant access accounts:

• Instant Funding: Traders can bypass the evaluation and begin funded trading. However, the model includes hidden requirements like a 4% true profit target (3% buffer + 1% profit), a 1% max floating loss rule, a 15% consistency score, and strict lot caps.
• One Step Challenge: Traders must reach a 10% profit target within 30 days with 4% daily and 6% overall drawdown. In the funded stage, a separate 3% rule applies, which isn’t disclosed at signup.
• Two Step Challenge (Standard): Requires 8% and 5% profit targets across two phases with moderate risk parameters and no consistency rule.
• Two Step Challenge (Pro): A stricter version with 6% profit targets, 3% daily and 6% overall drawdowns, and a 45% consistency rule enforced in both stages.

Trading Fees

Funding Pips has competitive base fees, but lacks transparency in several areas:

• Challenge Fees: Range from $29 to $499 depending on account size and model.
• Spreads & Commissions: Claims raw spreads via live testing credentials, but no minimum or average spread data is published, making it hard to compare with other firms.
  • Standard Accounts: $2/lot (round trip)
  • Pro Accounts: $7/lot (round trip)
  • Crypto, indices, and oil are commission-free but exact spread costs are unknown.

Markets and Leverage

Funding Pips provides access to a range of financial instruments but imposes restrictive leverage:

• Forex: Major, minor, and exotic pairs with leverage up to 1:100 (standard accounts) or 1:50 (pro accounts).
• Commodities: Metals like gold and silver (1:20 leverage) and oil (1:10 leverage).
• Indices: Global indices, including NASDAQ and S&P 500, with leverage up to 1:20.
• Cryptocurrencies: Bitcoin and Ethereum with leverage limited to 1:2.

While the variety of instruments is commendable, conservative leverage may not suit traders seeking aggressive strategies.

Verdict

Funding Pips offers a range of challenge types and strong scaling potential, but persistent transparency gaps, restrictive conditions, and inconsistent enforcement reduce its reliability. We’ve increased its score to 60/100 based on platform support, expanded payout structure, and clarified challenge models. However, traders should proceed carefully, especially if they’re new to prop trading.